LIC Mutual Fund


LIC Mutual Fund was established on April 20, 1989. It is a prominent player in India’s asset management industry. It manages an AUM of ₹33,782 crore across 40schemes. The fund house ranks among the top mutual funds in India, reflecting its strong market presence and investor trust. LIC Mutual Fund offers a diverse range of investment options, including equity, debt, and hybrid funds, catering to various investor needs and risk profiles. Its consistent performance and extensive distribution network make it a preferred choice for many investors.
Scheme Name
Min. Invest AUM (In Cr)
LIC MF Infrastructure Fund - Direct (G)
LIC MF Infrastructure Fund - Direct (G)

Sectoral / Thematic | Equity

37.07% ₹5,000 ₹927.50 Invest
LIC MF Healthcare Fund - Direct (G)
LIC MF Healthcare Fund - Direct (G)

Sectoral / Thematic | Equity

34.49% ₹5,000 ₹86.26 Invest
LIC MF Small Cap Fund - Direct (G)
LIC MF Small Cap Fund - Direct (G)

Small Cap Fund | Equity

31.17% ₹5,000 ₹464.52 Invest
LIC MF Multi Cap Fund - Direct (G)
LIC MF Multi Cap Fund - Direct (G)

Multi Cap Fund | Equity

26.98% ₹5,000 ₹1,465.07 Invest
26.65% ₹5,000 ₹71.63 Invest
LIC MF Midcap Fund - Direct (G)
LIC MF Midcap Fund - Direct (G)

Mid Cap Fund | Equity

24.60% ₹5,000 ₹326.63 Invest
LIC MF Dividend Yield Fund - Direct (G)
LIC MF Dividend Yield Fund - Direct (G)

Dividend Yield Fund | Equity

24.60% ₹5,000 ₹493.57 Invest
LIC MF Value Fund - Direct (G)
LIC MF Value Fund - Direct (G)

Value Fund | Equity

23.21% ₹5,000 ₹154.02 Invest
LIC MF Large & Mid Cap Fund - Direct (G)
LIC MF Large & Mid Cap Fund - Direct (G)

Large & Mid Cap Fund | Equity

22.57% ₹5,000 ₹3,141.81 Invest
21.78% ₹500 ₹1,149.78 Invest
19.26% ₹5,000 ₹94.75 Invest
LIC MF Children's Fund - Direct
LIC MF Children's Fund - Direct

Childrens Fund | Solution Oriented

18.88% ₹5,000 ₹16.81 Invest
LIC MF Flexi Cap Fund - Direct (G)
LIC MF Flexi Cap Fund - Direct (G)

Flexi Cap Fund | Equity

16.65% ₹5,000 ₹1,062.01 Invest
LIC MF Focused Fund - Direct (G)
LIC MF Focused Fund - Direct (G)

Focused Fund | Equity

14.96% ₹5,000 ₹137.42 Invest
LIC MF Large Cap Fund - Direct (G)
LIC MF Large Cap Fund - Direct (G)

Large Cap Fund | Equity

14.47% ₹5,000 ₹1,448.12 Invest
LIC MF Aggressive Hybrid Fund - Direct (G)
LIC MF Aggressive Hybrid Fund - Direct (G)

Aggressive Hybrid Fund | Hybrid

13.79% ₹5,000 ₹528.91 Invest
LIC MF Balanced Advantage Fund - Dir (G)
LIC MF Balanced Advantage Fund - Dir (G)

Dynamic Asset Allocation or Balanced Advantage | Hybrid

13.65% ₹5,000 ₹792.35 Invest
LIC MF Equity Savings Fund - Direct (G)
LIC MF Equity Savings Fund - Direct (G)

Equity Savings | Hybrid

11.21% ₹5,000 ₹19.81 Invest
LIC MF Medium to Long Duration Fund-Dir (G)
LIC MF Medium to Long Duration Fund-Dir (G)

Medium to Long Duration Fund | Debt

10.28% ₹5,000 ₹182.72 Invest
LIC MF Conservative Hybrid Fund - Direct (G)
LIC MF Conservative Hybrid Fund - Direct (G)

Conservative Hybrid Fund | Hybrid

9.51% ₹5,000 ₹49.84 Invest
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1Y returns

37.07%

Min. Invest

₹5,000

AUM

₹927.50 Cr

LIC MF Healthcare Fund - Direct (G)

LIC MF Healthcare Fund - Direct (G)

Equity | Sectoral / Thematic

1Y returns

34.49%

Min. Invest

₹5,000

AUM

₹86.26 Cr

1Y returns

31.17%

Min. Invest

₹5,000

AUM

₹464.52 Cr

1Y returns

26.98%

Min. Invest

₹5,000

AUM

₹1,465.07 Cr

1Y returns

26.65%

Min. Invest

₹5,000

AUM

₹71.63 Cr

1Y returns

24.60%

Min. Invest

₹5,000

AUM

₹326.63 Cr

1Y returns

24.60%

Min. Invest

₹5,000

AUM

₹493.57 Cr

1Y returns

23.21%

Min. Invest

₹5,000

AUM

₹154.02 Cr

1Y returns

22.57%

Min. Invest

₹5,000

AUM

₹3,141.81 Cr

1Y returns

21.78%

Min. Invest

₹500

AUM

₹1,149.78 Cr

1Y returns

19.26%

Min. Invest

₹5,000

AUM

₹94.75 Cr

1Y returns

18.88%

Min. Invest

₹5,000

AUM

₹16.81 Cr

1Y returns

16.65%

Min. Invest

₹5,000

AUM

₹1,062.01 Cr

1Y returns

14.96%

Min. Invest

₹5,000

AUM

₹137.42 Cr

1Y returns

14.47%

Min. Invest

₹5,000

AUM

₹1,448.12 Cr

1Y returns

13.79%

Min. Invest

₹5,000

AUM

₹528.91 Cr

LIC MF Balanced Advantage Fund - Dir (G)

LIC MF Balanced Advantage Fund - Dir (G)

Equity | Dynamic Asset Allocation or Balanced Advantage

1Y returns

13.65%

Min. Invest

₹5,000

AUM

₹792.35 Cr

1Y returns

11.21%

Min. Invest

₹5,000

AUM

₹19.81 Cr

LIC MF Medium to Long Duration Fund-Dir (G)

LIC MF Medium to Long Duration Fund-Dir (G)

Equity | Medium to Long Duration Fund

1Y returns

10.28%

Min. Invest

₹5,000

AUM

₹182.72 Cr

LIC MF Conservative Hybrid Fund - Direct (G)

LIC MF Conservative Hybrid Fund - Direct (G)

Equity | Conservative Hybrid Fund

1Y returns

9.51%

Min. Invest

₹5,000

AUM

₹49.84 Cr

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About LIC Mutual Fund

LIC Mutual Fund has developed a sophisticated and multi-dimensional approach to investment strategies that reflects its long-standing reputation in the financial services sector. With a heritage rooted in the trusted LIC brand, the fund has crafted investment strategies that balance traditional risk management with innovative financial approaches, catering to diverse investor needs and market dynamics.

Diversification is a cornerstone of LIC Mutual Fund's investment strategy. The fund meticulously constructs investment portfolios that spread risk across multiple asset classes, sectors, and financial instruments. By implementing a robust diversification approach, the fund aims to minimize potential volatility and create more stable return possibilities. This strategy involves careful allocation across equity, debt, hybrid, and sector-specific funds, ensuring that investors have access to comprehensive and balanced investment options that can adapt to changing market conditions.

Equity investment strategies at LIC Mutual Fund are characterized by a rigorous research-driven approach. The fund's experienced fund managers conduct in-depth fundamental and technical analysis to identify potential investment opportunities. Their equity strategies focus on selecting fundamentally strong companies with sustainable business models, consistent financial performance, and potential for long-term growth. The fund employs both growth and value investing principles, allowing for a flexible approach that can capitalize on different market opportunities.

Debt investment strategies represent another critical aspect of LIC Mutual Fund's approach. The fund maintains a conservative yet strategic stance in debt investments, prioritizing credit quality and risk management. Their debt portfolio management involves careful assessment of government securities, corporate bonds, and money market instruments. By maintaining a balanced duration strategy and focusing on high-quality credit instruments, the fund aims to generate stable returns while minimizing potential credit and interest rate risks.

Technology and data-driven investment strategies have become increasingly important for LIC Mutual Fund. The organization leverages advanced analytical tools, artificial intelligence, and sophisticated financial modeling to enhance investment decision-making. These technological interventions enable more precise market analysis, real-time portfolio optimization, and more informed investment strategies that can quickly adapt to emerging market trends.

Sustainable and responsible investing has emerged as a key strategy for LIC Mutual Fund in recent years. The fund has progressively integrated environmental, social, and governance (ESG) considerations into its investment approach. By identifying and supporting companies with strong sustainability practices, ethical business models, and positive societal impact, the fund aims to generate long-term value while contributing to broader social and environmental objectives.

Risk management is deeply embedded in LIC Mutual Fund's investment strategies. The fund employs comprehensive risk assessment techniques, including sophisticated quantitative models and continuous portfolio monitoring. Their approach involves maintaining optimal asset allocation, implementing strategic hedging techniques, and developing dynamic risk mitigation strategies that can protect investor interests during market fluctuations.

How to Invest in LIC Mutual Fund

Investing in LIC Mutual Fund offers several advantages. Firstly, the fund house provides a diversified portfolio across equity, debt, and hybrid schemes, catering to various investor needs and risk profiles. This diversification helps in spreading risk and optimizing returns.

Additionally, LIC Mutual Fund is managed by an experienced team of professionals with a strong track record in financial markets. Their expertise ensures effective risk management and strategic investment decisions.

Lastly, the fund’s consistent performance and ability to outperform benchmarks make it a reliable choice for investors seeking steady growth and wealth accumulation.

Now, consider the below steps to begin your investment process of these funds.

Step 1: Login or Register
Sign up or log in on LIC Mutual Fund via Torus Digital to access investment options.

Step 2: Validate Identity
Use Digilocker to validate your identity online without needing physical documents.

Step 3: Level of Risk
Determine your risk tolerance: low, medium, or high, based on your investment goals.

Step 4: Choose a Mutual Fund Scheme
Select a mutual fund scheme that aligns with your risk level and investment objectives.

Step 5: One Time (Lumpsum) or SIP
Decide whether to invest a lump sum amount or start a Systematic Investment Plan (SIP).

Step 6: SIP Placement
Choose to start your SIP on the same day or schedule it for a specific day each month.

Your Torus account will reflect the LIC Mutual Fund in India you have invested in within 3 to 4 working days.

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start building your wealth journey