Tata Retirement Savings Fund - Moderate-Dir (G) logo

Tata Retirement Savings Fund Moderate Direct Growth

Solution Oriented | Retirement Fund

NAV

₹73.81 20 Jan 2025

Risk

Very High  

Fund Size

₹2,182.42Cr  

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Account
opening
& AMC
Investment Details
Top Rated Funds

Lock-in

5 Years

Min One Time Amount

₹5,000

Min Withdrawal Amount

₹500

Min SIP Amount

₹150

Min Additional Amount

₹1,000

Exit Load

Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.

Basic Details

Age

12 years 0 months (Since Jan 04, 2013)

Return since Launch

16.17%

Expense ratio

0.61%

Type

OPEN

AUM (Fund Size)

₹2,182.42

Risk Grade

Very High

Benchmark

CRISIL Hybrid 25+75 - Aggressive Index

Fund Manager

Murthy Nagarajan

Asset Allocation

HDFC Bank 5.58%

TCS 3.72%

ITC 3.57%

Radico Khaitan 3.18%

Zomato Ltd 3.02%

BSE 2.81%

Solar Industries 2.42%

Kirl.Pneumatic 2.15%

Kaynes Tech 2.14%

Reliance Industr 2.08%

PB Fintech. 1.93%

Sonata Software 1.91%

Mahanagar Gas 1.85%

Karur Vysya Bank 1.79%

ICICI Bank 1.78%

Nuvoco Vistas 1.73%

Doms Industries 1.71%

Jupiter Wagons 1.69%

Metro Brands 1.57%

Dixon Technolog. 1.55%

Polycab India 1.52%

ICICI Pru Life 1.50%

Adani Ports 1.47%

Tata Consumer 1.40%

Oil India 1.34%

HCL Technologies 1.30%

Sunteck Realty 1.30%

Godrej Industrie 1.29%

Muthoot Finance 1.28%

Nestle India 1.25%

HDFC Life Insur. 1.25%

UTI AMC 1.24%

Amber Enterp. 1.10%

360 ONE 1.04%

Pricol Ltd 1.00%

Mastek 0.98%

Campus Activewe. 0.93%

United Spirits 0.92%

Exide Inds. 0.88%

Bosch 0.87%

Godrej Agrovet 0.86%

AAVAS Financiers 0.84%

Hero Motocorp 0.80%

Volt.Transform. 0.77%

Inventurus Knowl 0.77%

Maruti Suzuki 0.76%

ICICI Lombard 0.74%

Pidilite Inds. 0.71%

Bayer Crop Sci. 0.69%

ACC 0.64%

Praveg 0.57%

Zensar Tech. 0.51%

See All

Net CA & Others 11.86%

GSEC2027 1.39%

GSEC2026 1.38%

HDFC Bank 1.17%

GSEC2029 0.92%

Jamnagar Utiliti 0.67%

GSEC2031 0.51%

GSEC2052 0.48%

NHPC Ltd 0.46%

Bharti Telecom 0.23%

Reverse Repo 0.14%

GSEC2029 0.09%

See All
Scheme Holding Summary

Debt Others

14.53%

IT - Software

11.12%

Banks

9.15%

Consumer Durables

4.79%

Govt. Securities

4.77%

Finance

4.40%

Alcoholic Beverages

4.10%

Capital Goods-Non Electrical Equipment

3.84%

Tobacco Products

3.57%

Insurance

3.49%

E-Commerce/App based Aggregator

3.02%

Financial Services

2.81%

Auto Ancillaries

2.75%

Leather

2.50%

Aerospace & Defence

2.42%

Cement

2.37%

Refineries

2.08%

Chemicals

2.00%

Gas Distribution

1.85%

Printing & Stationery

1.71%

Automobile

1.56%

Cables

1.52%

Marine Port & Services

1.47%

Plantation & Plantation Products

1.40%

Crude Oil & Natural Gas

1.34%

Realty

1.30%

FMCG

1.25%

Miscellaneous

0.86%

Capital Goods - Electrical Equipment

0.77%

Agro Chemicals

0.69%

Hotels & Restaurants

0.57%

See All

Debt Others

Net CA & Others 11.86%

HDFC Bank 1.17%

Jamnagar Utiliti 0.67%

NHPC Ltd 0.46%

Bharti Telecom 0.23%

Reverse Repo 0.14%

Banks

HDFC Bank 5.58%

Karur Vysya Bank 1.79%

ICICI Bank 1.78%

IT - Software

TCS 3.72%

PB Fintech. 1.93%

Sonata Software 1.91%

HCL Technologies 1.30%

Mastek 0.98%

Inventurus Knowl 0.77%

Zensar Tech. 0.51%

Tobacco Products

ITC 3.57%

Alcoholic Beverages

Radico Khaitan 3.18%

United Spirits 0.92%

E-Commerce/App based Aggregator

Zomato Ltd 3.02%

Financial Services

BSE 2.81%

Aerospace & Defence

Solar Industries 2.42%

Capital Goods-Non Electrical Equipment

Kirl.Pneumatic 2.15%

Jupiter Wagons 1.69%

Consumer Durables

Kaynes Tech 2.14%

Dixon Technolog. 1.55%

Amber Enterp. 1.10%

Refineries

Reliance Industr 2.08%

Gas Distribution

Mahanagar Gas 1.85%

Cement

Nuvoco Vistas 1.73%

ACC 0.64%

Printing & Stationery

Doms Industries 1.71%

Leather

Metro Brands 1.57%

Campus Activewe. 0.93%

Cables

Polycab India 1.52%

Insurance

ICICI Pru Life 1.50%

HDFC Life Insur. 1.25%

ICICI Lombard 0.74%

Marine Port & Services

Adani Ports 1.47%

Plantation & Plantation Products

Tata Consumer 1.40%

Govt. Securities

GSEC2027 1.39%

GSEC2026 1.38%

GSEC2029 0.92%

GSEC2031 0.51%

GSEC2052 0.48%

GSEC2029 0.09%

Crude Oil & Natural Gas

Oil India 1.34%

Realty

Sunteck Realty 1.30%

Chemicals

Godrej Industrie 1.29%

Pidilite Inds. 0.71%

Finance

Muthoot Finance 1.28%

UTI AMC 1.24%

360 ONE 1.04%

AAVAS Financiers 0.84%

FMCG

Nestle India 1.25%

Auto Ancillaries

Pricol Ltd 1.00%

Exide Inds. 0.88%

Bosch 0.87%

Miscellaneous

Godrej Agrovet 0.86%

Automobile

Hero Motocorp 0.80%

Maruti Suzuki 0.76%

Capital Goods - Electrical Equipment

Volt.Transform. 0.77%

Agro Chemicals

Bayer Crop Sci. 0.69%

Hotels & Restaurants

Praveg 0.57%

See All
Riskometer Level of risk in the scheme
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Your investment will be at Very High Risk

Get started with us today and
start building your wealth journey

Get started with us today and
start building your wealth journey