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AAVAS Financiers Ltd Share Price
Finance - Housing - Large
As on 22 January 2025 at 15:59 IST
About AAVAS Financiers Ltd
Aavas Financiers Ltd. is a prominent housing finance company in India. It specializes in providing home loans to low and middle-income customers in semi-urban and rural areas. Established in 2011 and commencing operations in 2012, the company is headquartered in Jaipur, Rajasthan. Aavas offers various products, including home loans for purchasing, constructing. Additionally, they provide loans against property and MSME loans. As a result, the company caters to the various financial needs of its target demographic. What sets Aavas apart is its focus on serving customers who may lack formal income documentation. Read More...
Over 1 Month
1.68%
Over 6 Months
-5.04%
Over 1 Year
13.22%
Over 3 Years
-39.79%
AAVAS Financiers Ltd Summary
Close
₹
1,685.95
Open
₹
1,700.70
High
₹
1,708.95
Low
₹
1,680
Volume
1,65,624
Net Turnover (in ₹)
₹
1,01,97,67,281.65
52Wk High
₹
1,978.95
52Wk Low
₹
1,307
52Wk High / Low
1,307
1,978.95
AAVAS Financiers Ltd Fundamentals
Key Financial Data
Market Cap (in ₹Cr)
₹
13,459.98
EPS (TTM)
67.38
Book Value (BV)
511.52
Div. Yield
-
P/E (TTM)
25.24
Price/Book Value
3.32
Delivery %
61.30
%
Face Value
10
Key Ratios
PE Ratio
21.22
PB Ratio
2.76
EV to Sales
10.42
PEG Ratio
1.52
ROA
3.03
ROE
13.93
Debt-Equity
3.16
Net Profit Margin
24.29
Operating Profit Margin
73.53
AAVAS Financiers Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 2,020.69 | 1,610.61 | 1,305.65 | 1,105.52 | 903.35 |
| Total Expenses | 1,395.32 | 1,062.18 | 852.96 | 752.97 | 601.41 |
| Profit Before Tax | 625.37 | 548.42 | 452.69 | 352.55 | 301.94 |
| Profit After Tax | 490.69 | 429.64 | 355.18 | 288.92 | 249.04 |
| Operating Profit after Depreciation | 625.37 | 548.42 | 452.69 | 352.55 | 301.94 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 127.20 | 98.73 | 68.26 | 58.67 | 60.30 |
| Total Non Current Assets | 14,313.72 | 11,685.73 | 9,174.20 | 7,581.96 | 6,241.41 |
| Total Current Assets | 2,205.73 | 1,723.88 | 1,843.28 | 1,377.30 | 1,415.63 |
| TOTAL ASSETS | 16,519.45 | 13,409.61 | 11,017.48 | 8,959.26 | 7,657.03 |
| Total Shareholder's Fund | 3,773.32 | 3,269.66 | 2,806.43 | 2,400.81 | 2,097.92 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -1,986.59 | -1,924.12 | -1,135.11 | -1,071.17 | -1,172.24 |
| Net Cash used in Investing Activities | -647.78 | 195.70 | -462.61 | -264.92 | -341.76 |
| Net Cash used in Financing Activities | 2,477.28 | 1,858.26 | 1,623.43 | 1,007.59 | 1,704.56 |
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 2,020.30 | 1,610.15 | 1,305.56 | 1,105.34 | 903.09 |
| Total Expenses | 1,395.85 | 1,061.15 | 850.70 | 752.01 | 601.05 |
| Profit Before Tax | 624.45 | 549 | 454.86 | 353.33 | 302.05 |
| Profit After Tax | 490.69 | 430.07 | 356.80 | 289.50 | 249.12 |
| Operating Profit after Depreciation | 624.45 | 549 | 454.86 | 353.33 | 302.05 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 127.20 | 98.73 | 68.26 | 58.66 | 60.29 |
| Total Non Current Assets | 14,313.72 | 11,698.09 | 9,189.20 | 7,586.45 | 6,245.90 |
| Total Current Assets | 2,205.73 | 1,712.44 | 1,831.18 | 1,373.60 | 1,411.15 |
| TOTAL ASSETS | 16,519.45 | 13,410.53 | 11,020.38 | 8,960.05 | 7,657.05 |
| Total Shareholder's Fund | 3,773.32 | 3,269.66 | 2,808.64 | 2,401.40 | 2,097.93 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -1,986.59 | -1,919.82 | -1,135.91 | -1,070.70 | -1,172.26 |
| Net Cash used in Investing Activities | -646.80 | 195.93 | -467.11 | -265.22 | -341.74 |
| Net Cash used in Financing Activities | 2,477.28 | 1,858.26 | 1,623.43 | 1,007.59 | 1,704.56 |
| Particulars (in ₹ Cr.) | 2024-03 | 2023-12 | 2023-09 | 2023-06 | 2023-03 |
|---|---|---|---|---|---|
| Total Revenue | 546.02 | 508.07 | 496.84 | 466.97 | 449.69 |
| Total Expenses | 360.34 | 350.79 | 332.63 | 318.90 | 283.06 |
| Profit Before Tax | -44.20 | -66.75 | -46.24 | -45.80 | -6.34 |
| Profit After Tax | 142.48 | 116.72 | 121.66 | 109.83 | 126.83 |
| Operating Profit after Depreciation | 186.46 | 158.47 | 164.99 | 148.11 | 167.34 |
| Particulars (in ₹ Cr.) | 2024-09 | 2024-06 | 2024-03 | 2023-12 | 2023-09 |
|---|---|---|---|---|---|
| Total Revenue | 579.16 | 542.39 | 546.02 | 508.01 | 496.66 |
| Total Expenses | 381.50 | 373.10 | 360.21 | 350.81 | 333.27 |
| Profit Before Tax | -58.83 | -74.22 | -44.07 | -66.83 | -47.06 |
| Profit After Tax | 147.91 | 126.10 | 142.62 | 116.65 | 121.72 |
| Operating Profit after Depreciation | 198.95 | 169.46 | 186.59 | 158.39 | 164.17 |
AAVAS Financiers Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
1,679.95
S2
1,659.20
S3
1,643.20
Pivot
1,695.95
R1
1,716.70
R2
1,732.70
R3
1,753.45
Moving Average
20 SMA
1,669.22
50 SMA
1,665.28
100 SMA
1,712.96
200 SMA
1,698.16
AAVAS Financiers Ltd Corporate Actions
No available data
AAVAS Financiers Ltd Peer Comparison
| Company | Price | Market Cap (in ₹ Cr) |
|---|---|---|
| AAVAS Financiers Ltd | ₹1,700.65 | ₹13,459.59 |
| Bajaj Finance Ltd | ₹7,287.05 | ₹4,51,065.82 |
| Bajaj Finserv Ltd | ₹1,715.55 | ₹2,73,915.37 |
| Indian Railway Finance Corporation Ltd | ₹142.40 | ₹1,86,095.53 |
| Jio Financial Services Ltd | ₹260.15 | ₹1,65,280.69 |
| Power Finance Corporation Ltd | ₹427 | ₹1,40,914.35 |
AAVAS Financiers Ltd News
AAVAS Financiers to table results
On 30 January 2025
21 Jan 2025, 10:33 am
AAVAS Financiers allots NCDs aggregating Rs 200 cr
On private placement basis
15 Jan 2025, 06:46 pm
AAVAS Financiers to raise up to Rs 200 cr via NCD issuance
07 Jan 2025, 01:03 pm
AAVAS Financiers to conduct board meeting
On 7 January 2025
03 Jan 2025, 10:47 am
Aavas Financiers allots 2,200 equity shares under ESOP
18 Nov 2024, 07:10 pm
AAVAS Financiers Ltd Stock Analysis
- Annual revenue for AAVAS Financiers Ltd increased by 25.47% to ₹2,020.30 crore in FY 2024 from ₹1,610.15 crore in FY 2023.
- Annual Net Profit for AAVAS Financiers Ltd increased by 14.10% to ₹490.69 crore in FY 2024 from ₹430.07 crore in FY 2023.
- Promoter Shareholding in AAVAS Financiers Ltd remains unchanged by 0.00% in the most recent quarter, from 26.47% in September 2024 to 26.47% in December 2024.
- AAVAS Financiers Ltd delivered a 1-year return of 13.22% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
- AAVAS Financiers Ltd share price moved down by 0.87% from its previous close of INR ₹1,700.70. The latest AAVAS Financiers Ltd share price is INR ₹1,685.95.
- AAVAS Financiers Ltd share price today has been at a low of 1,680 and a high of 1,708.95. Over the past 52 weeks, the AAVAS Financiers Ltd share price has seen a low of 1,307 and a high of 1,978.95.
About AAVAS Financiers Ltd
Aavas Financiers Ltd. is a prominent housing finance company in India. It specialises in providing home loans to low and middle-income customers in semi-urban and rural areas. Established in 2011 and commencing operations in 2012, the company is headquartered in Jaipur, Rajasthan.
What sets Aavas apart is its focus on serving customers who may lack formal income documentation. This approach makes homeownership more accessible to a broader segment of the population. The company’s main promoter is Lake District Holdings Limited, which holds about 15.60% of the total equity. This backing gives Aavas a strong foundation in the competitive housing finance market.
Aavas offers various products, including home loans for purchasing, constructing, or extending homes. Additionally, they provide loans against property and MSME loans. As a result, the company caters to the various financial needs of its target demographic.
While not the largest player in the housing finance sector, Aavas has carved out a major niche in the affordable housing segment. The company has expanded its operations to cover 14 states, with 372 branches. This demonstrates its commitment to reaching underserved markets.
Over its decade-long journey, Aavas Financiers has played a crucial role in supporting many individuals in realising their dream of homeownership. The company’s registered office is Mansarover Industrial Area, Jaipur. Meanwhile, its registrars are based in Vikhroli (West), Mumbai. Aavas Financiers is managed by a team of managerial promoters who have contributed to the company’s operations. They are
● Sandeep Tandon
● Vivek Vig
● Manas Tandon
● Kartikeya Dhruv Kaji
● Soumya Rajan
Aavas Financiers continues to make a notable impact by providing accessible home loans to markets often overlooked by traditional lenders. Their approach facilitates homeownership. It also contributes to the broader goal of financial inclusion in India's housing sector.
One of the key factors behind Aavas Financiers’ success is its customer-centric approach. The company understands the unique needs of its target customers and has tailored its loan products accordingly. Aavas offers a variety of home loan options, including loans for purchasing, constructing, or extending homes. They also provide loans against property and MSME (Micro, Small, and Medium Enterprises) loans. This wide range of products ensures that different needs are met. As a result, the company has made homeownership more accessible to a broader audience.
Aavas Financiers has also invested heavily in expanding its reach. From its humble beginnings in Jaipur, the company now operates in 14 states with a network of 372 branches. This vast network allows Aavas to serve customers in urban and rural areas, ensuring that more people can benefit from their services. The company’s presence in diverse regions helps it understand and cater to the specific needs of different communities.
The company’s growth is also driven by its innovative use of technology. Aavas leverages digital platforms to streamline the loan application and approval process. It uses technology to process applications more quickly and efficiently, which has reduced the time it takes for customers to receive their loans. This technological edge improves customer satisfaction. It also enhances the company’s operational efficiency.
Aavas Financiers’ commitment to financial inclusion is another key aspect of its growth story. The company conducts various awareness programs and workshops to educate potential borrowers about the benefits of home loans. This educational approach empowers customers. As a result, it enables them to make informed decisions about their home loans. So, with a focus on financial literacy, Aavas helps its customers manage their finances better and build a secure future.
The support from Lake District Holdings Limited has also been instrumental in Aavas Financiers’ growth. It gives the company the financial stability and resources needed to expand its operations and reach more customers. The promoters’ expertise in the financial sector further strengthens Aavas’ position in the market.
Despite not being the largest player in the housing finance sector, Aavas Financiers has carved out a significant niche for itself, especially in the affordable housing segment. The company’s focus on low and middle-income groups and its commitment to financial inclusion set it apart from many of its competitors. As a result, Aavas is helping to bridge the gap between the demand for affordable housing and the availability of financing options.
Aavas Financiers Ltd has come a long way from its beginnings in Jaipur to becoming a significant player in the housing finance sector across 14 states. The company’s customer-centric approach and strong financial performance have all contributed to its impressive growth. As a result, Aavas Financiers is well-positioned to make a lasting impact on the affordable housing finance sector in India.
What sets Aavas apart is its focus on serving customers who may lack formal income documentation. This approach makes homeownership more accessible to a broader segment of the population. The company’s main promoter is Lake District Holdings Limited, which holds about 15.60% of the total equity. This backing gives Aavas a strong foundation in the competitive housing finance market.
Aavas offers various products, including home loans for purchasing, constructing, or extending homes. Additionally, they provide loans against property and MSME loans. As a result, the company caters to the various financial needs of its target demographic.
While not the largest player in the housing finance sector, Aavas has carved out a major niche in the affordable housing segment. The company has expanded its operations to cover 14 states, with 372 branches. This demonstrates its commitment to reaching underserved markets.
Over its decade-long journey, Aavas Financiers has played a crucial role in supporting many individuals in realising their dream of homeownership. The company’s registered office is Mansarover Industrial Area, Jaipur. Meanwhile, its registrars are based in Vikhroli (West), Mumbai. Aavas Financiers is managed by a team of managerial promoters who have contributed to the company’s operations. They are
● Sandeep Tandon
● Vivek Vig
● Manas Tandon
● Kartikeya Dhruv Kaji
● Soumya Rajan
Aavas Financiers continues to make a notable impact by providing accessible home loans to markets often overlooked by traditional lenders. Their approach facilitates homeownership. It also contributes to the broader goal of financial inclusion in India's housing sector.
From Jaipur to 14 States - Aavas Financiers’ Growth Story
Aavas Financiers Ltd. has an inspiring growth story that began in Jaipur, Rajasthan. Established in 2011 and starting operations in 2012, the company has grown significantly over the years. Initially, Aavas focused on providing home loans to low and middle-income customers in semi-urban and rural areas. This focus has helped many people who might not have formal income proof to secure loans and achieve their dream of owning a home.One of the key factors behind Aavas Financiers’ success is its customer-centric approach. The company understands the unique needs of its target customers and has tailored its loan products accordingly. Aavas offers a variety of home loan options, including loans for purchasing, constructing, or extending homes. They also provide loans against property and MSME (Micro, Small, and Medium Enterprises) loans. This wide range of products ensures that different needs are met. As a result, the company has made homeownership more accessible to a broader audience.
Aavas Financiers has also invested heavily in expanding its reach. From its humble beginnings in Jaipur, the company now operates in 14 states with a network of 372 branches. This vast network allows Aavas to serve customers in urban and rural areas, ensuring that more people can benefit from their services. The company’s presence in diverse regions helps it understand and cater to the specific needs of different communities.
The company’s growth is also driven by its innovative use of technology. Aavas leverages digital platforms to streamline the loan application and approval process. It uses technology to process applications more quickly and efficiently, which has reduced the time it takes for customers to receive their loans. This technological edge improves customer satisfaction. It also enhances the company’s operational efficiency.
Aavas Financiers’ commitment to financial inclusion is another key aspect of its growth story. The company conducts various awareness programs and workshops to educate potential borrowers about the benefits of home loans. This educational approach empowers customers. As a result, it enables them to make informed decisions about their home loans. So, with a focus on financial literacy, Aavas helps its customers manage their finances better and build a secure future.
The support from Lake District Holdings Limited has also been instrumental in Aavas Financiers’ growth. It gives the company the financial stability and resources needed to expand its operations and reach more customers. The promoters’ expertise in the financial sector further strengthens Aavas’ position in the market.
Despite not being the largest player in the housing finance sector, Aavas Financiers has carved out a significant niche for itself, especially in the affordable housing segment. The company’s focus on low and middle-income groups and its commitment to financial inclusion set it apart from many of its competitors. As a result, Aavas is helping to bridge the gap between the demand for affordable housing and the availability of financing options.
Aavas Financiers Ltd has come a long way from its beginnings in Jaipur to becoming a significant player in the housing finance sector across 14 states. The company’s customer-centric approach and strong financial performance have all contributed to its impressive growth. As a result, Aavas Financiers is well-positioned to make a lasting impact on the affordable housing finance sector in India.
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FAQ’s
What is the share price of AAVAS Financiers Ltd today?
AAVAS Financiers Ltd share price as on 22 Jan 2025 is ₹
1685.95
What is the Market Cap of AAVAS Financiers Ltd?
The market cap of AAVAS Financiers Ltd stock is ₹13,459.98 Cr.
What is the PE Ratio of AAVAS Financiers Ltd?
The Price to Earnings (P/E) Ratio of AAVAS Financiers Ltd is 21.22
What is the PB Ratio of AAVAS Financiers Ltd?
The Price to Book (P/B) Ratio of AAVAS Financiers Ltd is 2.76
What is the 52 week high of AAVAS Financiers Ltd Share Price?
The 52 week high of AAVAS Financiers Ltd share price stands at ₹1,978.95
What is the 52 week low of AAVAS Financiers Ltd Share Price?
The 52 week low of AAVAS Financiers Ltd share price stands at ₹1,307
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