Cholamandalam Financial Holdings Ltd Share Price

Finance - Investment / Others

NSE: CHOLAHLDNG Small Cap ISIN: INE149A01033

As on 31 January 2025 at 14:19 IST

₹1,522

-9.55

(-0.62%)

Sell Buy

About Cholamandalam Financial Holdings Ltd

Over 1 Month

6.63%

Over 6 Months

2.11%

Over 1 Year

31.80%

Over 3 Years

118.71%

Cholamandalam Financial Holdings Ltd Summary

Close ₹ 1,522

Open ₹ 1,523.50

High ₹ 1,544.60

Low ₹ 1,511.40

Volume 54,873

Net Turnover (in ₹ Cr) ₹ 19.05

52Wk High ₹ 2,154.95

52Wk Low ₹ 989.05

52Wk High / Low

989.05

2,154.95

Cholamandalam Financial Holdings Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 28,759.06

EPS (TTM) 3.34

Book Value (BV) 69.34

Div. Yield 0.04 %

P/E (TTM) 459.07

Price/Book Value 22.11

Delivery % 36.79 %

Face Value 1

Key Ratios

PE Ratio 338.89

PB Ratio 16.26

EV to Sales 243.34

PEG Ratio 49.70

ROA 4.79

ROE 4.89

Debt-Equity 0.02

Net Profit Margin 71.77

Operating Profit Margin 96.10

Cholamandalam Financial Holdings Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	26,086.76	18,376.03	14,734.98	13,960.84	13,135.73
Total Expenses	20,886.93	14,551.63	11,691.42	11,560.56	11,330.11
Profit Before Tax	5,199.83	3,824.40	3,043.56	2,400.28	1,805.62
Profit After Tax	3,838.48	2,818.31	2,242.23	1,763.90	1,163.78
Operating Profit after Depreciation	5,199.83	3,824.40	3,043.56	2,400.28	1,805.62

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	1,767.45	618.95	449.84	427.71	461.01
Total Non Current Assets	1,67,141.65	1,23,925.83	88,801	78,947.38	65,465.51
Total Current Assets	9,776.02	7,107.13	8,970.54	9,668.18	10,389.15
TOTAL ASSETS	1,76,917.67	1,31,032.96	97,771.54	88,615.56	75,854.66
Total Shareholder's Fund	10,241.73	7,660.58	6,445.69	5,385.94	4,590.58

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-35,726.42	-29,328.73	-5,738.48	-9,719.16	-1,914.18
Net Cash used in Investing Activities	-2,624.99	295.18	-135.48	-62.07	-96.49
Net Cash used in Financing Activities	38,269.19	27,287.57	7,072.90	7,688.02	2,427.20

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	86	83.76	83.51	58.14	90.90
Total Expenses	6.99	9.90	12.77	24.24	3.97
Profit Before Tax	79.01	73.86	70.74	33.90	86.93
Profit After Tax	61.72	57.87	55.51	21.71	83.33
Operating Profit after Depreciation	79.01	73.86	70.74	33.90	86.93

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	0.06	0.01	0.02	0.02	0.03
Total Non Current Assets	1,279.37	1,280.13	1,279.86	1,279.24	1,278.72
Total Current Assets	9.78	8.22	10.33	23.69	43.38
TOTAL ASSETS	1,289.15	1,288.35	1,290.19	1,302.93	1,322.10
Total Shareholder's Fund	1,287.50	1,236.39	1,187.18	1,140.75	1,118.29

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	67.02	52.67	57.63	51.96	-160.82
Net Cash used in Investing Activities	-0.06	-	-0.02	-	-0.04
Net Cash used in Financing Activities	-60.93	-59.14	-59.87	-50.18	169.85

Particulars (in ₹ Cr.)	2024-09	2024-06	2024-03	2023-12	2023-09
Total Revenue	8,090.16	7,632.71	7,083.48	6,794.67	6,317.38
Total Expenses	6,594.22	6,049.17	5,513.76	5,423.87	5,107.51
Profit Before Tax	-1,544.84	-1,237.17	-1,007.98	-1,082.01	-996.81
Profit After Tax	1,125.24	1,159.56	1,143.75	1,027	888.03
Operating Profit after Depreciation	1,587.04	1,628.85	1,662.22	1,418.66	1,264.72

Particulars (in ₹ Cr.)	2024-09	2024-06	2024-03	2023-12	2023-09
Total Revenue	29.13	2.58	51.53	2.85	29.04
Total Expenses	0.74	0.71	2.36	1.55	1.52
Profit Before Tax	28.39	1.86	48.29	0.38	26.59
Profit After Tax	23.52	1.39	36.79	0.97	23.19
Operating Profit after Depreciation	28.39	1.87	49.17	1.30	27.52

Cholamandalam Financial Holdings Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 1,486.15

S2 1,440.75

S3 1,402

Pivot 1,524.90

R1 1,570.30

R2 1,609.05

R3 1,654.45

Moving Average

20 SMA 1,478.94

50 SMA 1,491.94

100 SMA 1,674.99

200 SMA 1,510.82

Cholamandalam Financial Holdings Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

Cholamandalam Financial Holdings Ltd

₹0.55/Share

Announcement Date 02 Aug 2024

Record Date 03 Aug 2024

Div Yield 55%

AGM Date: 10 Aug 2022

AGM 10/08/2022 Newspaper Publication on July 20, 2022 giving Notice of 73rd Annual General Meeting of the Company to be held on Wednesday, August 10, 2022, through Video Conferencing. (As Per BSE Announcement Dated on 20.07.2022) Cholamandalam Financial Holdings Ltd has informed BSE regarding the details of Voting results of AGM, under Regulation 44(3) of SEBI (LODR) Regulations, 2015 (As per BSE Announcement Dated on 12/08/2022)

AGM Date: 10 Aug 2023

The Board at the Meeting held on 12-May-2023 approved audited financial results for the year ended March 31, 2023 Filing of newspaper advertisement published (As Per BSE Announcement Dated on 10.07.2023) Cholamandalam Financial Holdings Limited has informed the exchange regarding Notice of Annual General Meeting to be held on August 10, 2023. (As Per BSE Announcement dated on 19.07.2023) Cholamandalam Financial Holdings Limited has informed the exchange about proceedings of Annual General Meeting held on August 10, 2023 Cholamandalam Financial Holdings Limited has informed the exchange about amendment to Articles of Association (As per BSE Announcement Dated on 10/08/2023) Cholamandalam Financial Holdings Limited has informed the exchange about copy of Srutinizer''s report of Annual general meeting held on August 10, 2023. Further the company has informed the exchange regarding voting results. (As Per BSE Announcement Dated on 11.08.2023)

AGM Date: 09 Aug 2024

Outcome of board meeting Cholamandalam Financial Holdings Limited has informed the exchange regarding copy of Newspaper publication in connection with the 75th AGM of the Company (As per BSE Announcement Dated on 19/07/2024) Cholamandalam Financial Holdings Limited has informed the exchange regarding retirement of statutory auditors of the company (As per BSE Announcement Dated on 09/08/2024) Cholamandalam Financial Holdings Limited has submitted the exchange a copy of scrutinizer''s report of Annual General Meeting held on 09-August-2024 along with the voting results. (As Per BSE Announcement Dated on 10.08.2024)

Cholamandalam Financial Holdings Ltd Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
Cholamandalam Financial Holdings Ltd	₹1,533.30	₹28,791.92
Bajaj Finance Ltd	₹7,899.30	₹4,88,963.88
Bajaj Finserv Ltd	₹1,744.70	₹2,78,569.64
Indian Railway Finance Corporation Ltd	₹148.35	₹1,93,871.29
Jio Financial Services Ltd	₹234.70	₹1,49,111.58
Power Finance Corporation Ltd	₹413.90	₹1,36,591.21

Cholamandalam Financial Holdings Ltd News

Cholamandalam Financial Holdings to conduct board meeting

On 7 February 2025

14 Jan 2025, 12:59 pm

Cholamandalam Financial Holdings to discuss results

On 8 November 2024

10 Oct 2024, 11:17 am

Cholamandalam Financial Holdings to conduct board meeting

On 9 August 2024

05 Jul 2024, 10:03 am

Cholamandalam Financial Holdings Ltd leads losers in 'A' group

JK Paper Ltd, Prestige Estates Projects Ltd, Sumitomo Chemical India Ltd and Vesuvius India Ltd are among the other losers in the BSE's 'A' group today, 03 July 2024.

03 Jul 2024, 03:00 pm

Cholamandalam Financial Holdings Ltd leads gainers in 'A' group

Bombay Burmah Trading Corporation Ltd, Praj Industries Ltd, 360 ONE WAM Ltd and Dishman Carbogen Amcis Ltd are among the other gainers in the BSE's 'A' group today, 28 June 2024.

28 Jun 2024, 12:00 pm

Cholamandalam Financial Holdings Ltd Stock Analysis

Annual revenue for Cholamandalam Financial Holdings Ltd increased by 2.67% to ₹86 crore in FY 2024 from ₹83.76 crore in FY 2023.
Annual Net Profit for Cholamandalam Financial Holdings Ltd increased by 6.65% to ₹61.72 crore in FY 2024 from ₹57.87 crore in FY 2023.
Promoter Shareholding in Cholamandalam Financial Holdings Ltd decreased by 1.84% in the most recent quarter, from 47.32% in September 2024 to 46.45% in December 2024.
Cholamandalam Financial Holdings Ltd delivered a 1-year return of 31.80% compared to the Nifty 50, which provided a return of 8.03% as of the last trading session.
Cholamandalam Financial Holdings Ltd share price moved down by 0.62% from its previous close of INR ₹1,531.55. The latest Cholamandalam Financial Holdings Ltd share price is INR ₹1,522.
Cholamandalam Financial Holdings Ltd share price today has been at a low of 1,511.40 and a high of 1,544.60. Over the past 52 weeks, the Cholamandalam Financial Holdings Ltd share price has seen a low of 989.05 and a high of 2,154.95.

About Cholamandalam Financial Holdings Ltd

Cholamandalam Financial Holdings Ltd. (CFHL) is a core investment company in the Murugappa Group, one of India’s leading business conglomerates. The company primarily holds investments in its subsidiaries and associates. These subsidiaries and associates operate across various financial services sectors.

CFHL operates in the financial services sector, where it plays a crucial role in managing and overseeing its investments. These investments are in companies offering various financial products and services. These include vehicle finance, home loans, SME loans, and insurance. The company was incorporated on September 9, 1949, giving it decades of experience in the industry.

Cholamandalam Financial Holdings Ltd.'s headquarters is in Chennai, Tamil Nadu, India. This strategic location enhances its extensive operations. It also aids in managing its diverse portfolio effectively. The company is part of the Murugappa Group, which provides strong backing and stability.

The promoters of CFHL include Ambadi Investments Limited, which holds a significant 37.69% stake in the company. A team of professional managerial promoters manages the operations of the company-

M M Murugappan
Sridharan Rangarajan
Vellayan Subbiah
Vasudha Sundararaman
B Ramaratnam

CFHL’s primary products and services are offered through its subsidiaries and associates. These include Cholamandalam Investment and Finance Company Ltd., which provides vehicle finance, home loans, and SME loans. Another is Cholamandalam MS General Insurance Company Ltd., offering a range of insurance products. These subsidiaries serve a broad customer base, making CFHL a versatile provider. This broad reach enhances CFHL's reliability in the financial services sector.

Though CFHL is a significant player in the financial services sector, it does not hold the top position in market share or capitalization. However, its extensive product range and strong market presence make it a key competitor in the industry. The registered office of Cholamandalam Financial Holdings Ltd. is in Chennai, Tamil Nadu, and the registrar's office is in Hyderabad, Telangana.

The vision of Cholamandalam Financial Holdings Limited

Cholamandalam Financial Holdings Ltd. (CFHL) aims to become a leader in the financial services sector. Its focus is on innovation, inclusivity, and customer-centric solutions. The company aims to empower individuals and businesses by providing accessible and affordable financial products. This vision drives every aspect of its operations, from product development to customer service.

CFHL aims to expand its presence across India, reaching more customers in rural and semi-urban areas. These regions often lack access to formal financial services, and CFHL seeks to bridge this gap. The company’s extensive branch network and digital platforms are crucial in achieving this goal. This expansion is part of its strategy to promote financial inclusion and support economic growth in underserved areas.

Innovation is a core element of CFHL’s vision. The company invests in technology to enhance its product offerings and improve customer experience. This includes developing digital lending platforms, mobile applications, and other tech-driven solutions. These innovations make financial services more accessible and convenient for customers, aligning with the company’s vision of inclusivity.

Quality and reliability are central to CFHL’s vision. The company is committed to maintaining high standards in all its operations. This includes rigorous risk management practices, transparent processes, and ethical business conduct. These principles ensure that CFHL’s products and services are trustworthy and dependable. They help foster long-term relationships with customers.

Customer-centricity is a key aspect of CFHL’s vision. The company strives to understand and meet the unique needs of its diverse clientele. This involves offering tailored financial solutions that address the specific requirements of individuals and businesses. CFHL’s customer-focused approach ensures that its services are relevant and valuable to those it serves.

Sustainability is another crucial aspect of CFHL’s vision. The company is dedicated to conducting its business environmentally and socially responsibly. This includes implementing eco-friendly practices, supporting community development initiatives, and promoting financial literacy.

A strong leadership team supports the company’s vision. The management is focused on driving growth and achieving strategic objectives. Their expertise and experience are crucial in steering the company towards its vision. The leadership’s commitment to innovation, quality, and customer-centricity ensures that CFHL remains on the path to success.

CFHL’s vision extends to its employees as well. The company values its workforce and invests in their development. This includes providing training and development opportunities to enhance their skills and knowledge.

The company’s vision also includes creating value for its stakeholders. CFHL aims to deliver consistent financial performance and sustainable growth. This involves expanding its product portfolio, entering new markets, and enhancing operational efficiency. These efforts ensure long-term value creation for shareholders and other stakeholders.

CFHL’s vision is about business growth and making a difference in the world. The company is driven by a sense of purpose and a commitment to improving financial access and inclusion. This vision inspires CFHL to push boundaries, embrace challenges, and strive for excellence in everything it does.

Cholamandalam Financial Holdings Ltd. envisions a future as a leading player in the financial services sector. It aims to be recognized for its innovation, inclusivity, and customer-centric solutions. The company’s vision is based on its commitment to empowering individuals and businesses. It also focuses on promoting financial inclusion.