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Cholamandalam Investment & Finance Company Ltd Share Price
Finance - Large
As on 22 January 2025 at 15:09 IST
About Cholamandalam Investment & Finance Company Ltd
Cholamandalam Investment and Finance Company Limited (CIFCL), often called Chola, is one of India’s well-known non-banking financial companies (NBFCs). Founded in 1978, it is part of the Murugappa Group, a large business conglomerate with diverse interests. With its headquarters in Chennai, Tamil Nadu, the company has built a vast network of over 1,400 branches that are spread across India. Chola’s core offerings include vehicle finance, home loans, mortgage loans, and SME loans. The company also provides secured personal loans, making Chola a go-to choice for a broad customer base. Read More...
Over 1 Month
5.93%
Over 6 Months
-11.60%
Over 1 Year
1.66%
Over 3 Years
89.64%
Cholamandalam Investment & Finance Company Ltd Summary
Close
₹
1,255.60
Open
₹
1,248
High
₹
1,257.65
Low
₹
1,231.45
Volume
14,68,317
Net Turnover (in ₹)
₹
1,44,47,27,392.20
52Wk High
₹
1,652
52Wk Low
₹
1,011.20
52Wk High / Low
1,011.20
1,652
Cholamandalam Investment & Finance Company Ltd Fundamentals
Key Financial Data
Market Cap (in ₹Cr)
₹
1,04,306.84
EPS (TTM)
45.66
Book Value (BV)
254.08
Div. Yield
0.16
%
P/E (TTM)
27.15
Price/Book Value
4.88
Delivery %
57.15
%
Face Value
2
Key Ratios
PE Ratio
28.40
PB Ratio
4.97
EV to Sales
11.99
PEG Ratio
1.11
ROA
2.22
ROE
20.22
Debt-Equity
6.85
Net Profit Margin
17.81
Operating Profit Margin
72.90
Cholamandalam Investment & Finance Company Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 19,419.87 | 13,105.59 | 10,231.81 | 9,639.72 | 8,712.63 |
| Total Expenses | 14,814.56 | 9,491 | 7,324.21 | 7,591.82 | 7,124.41 |
| Profit Before Tax | 4,605.31 | 3,614.59 | 2,907.60 | 2,047.90 | 1,588.22 |
| Profit After Tax | 3,410.74 | 2,676.67 | 2,158.89 | 1,521.39 | 1,054.14 |
| Operating Profit after Depreciation | 4,605.31 | 3,614.59 | 2,907.60 | 2,047.90 | 1,588.22 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 1,575.89 | 427.31 | 272.79 | 237.37 | 293.63 |
| Total Non Current Assets | 1,50,730.27 | 1,09,446.19 | 77,170.62 | 68,429.30 | 56,249.67 |
| Total Current Assets | 5,956.14 | 4,180.71 | 5,308.06 | 6,214.86 | 7,808.71 |
| TOTAL ASSETS | 1,56,686.41 | 1,13,626.90 | 82,478.68 | 74,644.16 | 64,058.38 |
| Total Shareholder's Fund | 19,593.24 | 14,346.10 | 11,769 | 9,599.80 | 8,199.86 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -35,682.85 | -27,105.05 | -5,571.33 | -8,848.25 | -2,074.77 |
| Net Cash used in Investing Activities | -2,854.59 | -2,148.41 | 1,639.54 | -1,746.16 | -54.05 |
| Net Cash used in Financing Activities | 38,471.23 | 27,466.47 | 5,150.27 | 8,706.62 | 2,451.81 |
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 19,216.28 | 12,977.98 | 10,138.77 | 9,575.56 | 8,652.89 |
| Total Expenses | 14,634.18 | 9,378.29 | 7,247.83 | 7,537.12 | 7,067.16 |
| Profit Before Tax | 4,582.10 | 3,599.69 | 2,890.94 | 2,038.44 | 1,585.73 |
| Profit After Tax | 3,422.76 | 2,666.20 | 2,146.71 | 1,514.91 | 1,052.37 |
| Operating Profit after Depreciation | 4,582.10 | 3,599.69 | 2,890.94 | 2,038.44 | 1,585.73 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 1,569.46 | 423.20 | 268.39 | 229.29 | 283.72 |
| Total Non Current Assets | 1,50,748.26 | 1,09,435.91 | 77,188.35 | 68,451.38 | 56,280.34 |
| Total Current Assets | 5,702.51 | 4,079.60 | 5,175 | 6,097.04 | 7,722.05 |
| TOTAL ASSETS | 1,56,450.77 | 1,13,515.51 | 82,363.35 | 74,548.42 | 64,002.39 |
| Total Shareholder's Fund | 19,556.51 | 14,296.05 | 11,707.68 | 9,560.31 | 8,171.84 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -35,767.52 | -27,036.89 | -5,607.52 | -8,857.04 | -2,086.22 |
| Net Cash used in Investing Activities | -2,705.47 | -2,160.12 | 1,666.68 | -1,758.88 | -51.44 |
| Net Cash used in Financing Activities | 38,404.67 | 27,449.42 | 5,150.87 | 8,707.74 | 2,460.61 |
| Particulars (in ₹ Cr.) | 2024-09 | 2024-06 | 2024-03 | 2023-12 | 2023-09 |
|---|---|---|---|---|---|
| Total Revenue | 6,255.12 | 5,812.31 | 5,427.56 | 5,007.42 | 4,622.58 |
| Total Expenses | 4,955.50 | 4,523.26 | 3,996.02 | 3,852.58 | 3,594.95 |
| Profit Before Tax | -1,753.69 | -1,521.30 | -1,135.23 | -1,284.60 | -1,142.46 |
| Profit After Tax | 967.80 | 947.15 | 1,065.23 | 872.02 | 772.87 |
| Operating Profit after Depreciation | 1,367.51 | 1,334.02 | 1,519.35 | 1,202.18 | 1,100.21 |
| Particulars (in ₹ Cr.) | 2024-09 | 2024-06 | 2024-03 | 2023-12 | 2023-09 |
|---|---|---|---|---|---|
| Total Revenue | 6,226.60 | 5,784.71 | 5,420.24 | 4,959.71 | 4,434.95 |
| Total Expenses | 4,932.25 | 4,502.14 | 3,980.61 | 3,816.55 | 3,513.17 |
| Profit Before Tax | -1,756.55 | -1,527.16 | -1,142.42 | -1,282.08 | -1,184.45 |
| Profit After Tax | 963.05 | 942.23 | 1,058.10 | 876.16 | 762.49 |
| Operating Profit after Depreciation | 1,360.50 | 1,326.83 | 1,511.47 | 1,202.14 | 1,058.72 |
Cholamandalam Investment & Finance Company Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
1,229.37
S2
1,218.23
S3
1,198.17
Pivot
1,249.43
R1
1,260.57
R2
1,280.63
R3
1,291.77
Moving Average
20 SMA
1,245.29
50 SMA
1,251.70
100 SMA
1,365.29
200 SMA
1,344.87
Cholamandalam Investment & Finance Company Ltd Corporate Actions
Cholamandalam Investment & Finance Company Ltd
₹0.7/Share
Announcement Date
19 Jul 2024
Record Date
20 Jul 2024
Div Yield
35%
Cholamandalam Investment & Finance Company Ltd Peer Comparison
| Company | Price | Market Cap (in ₹ Cr) |
|---|---|---|
| Cholamandalam Investment & Finance Company Ltd | ₹1,239.75 | ₹1,04,243.77 |
| Bajaj Finance Ltd | ₹7,287.05 | ₹4,51,065.82 |
| Bajaj Finserv Ltd | ₹1,715.55 | ₹2,73,915.37 |
| Indian Railway Finance Corporation Ltd | ₹142.40 | ₹1,86,095.53 |
| Jio Financial Services Ltd | ₹260.15 | ₹1,65,280.69 |
| Power Finance Corporation Ltd | ₹427 | ₹1,40,914.35 |
Cholamandalam Investment & Finance Company Ltd News
Cholamandalam Investment & Fin. Co. to conduct board meeting
On 31 January 2025
04 Jan 2025, 10:16 am
Volumes jump at Cholamandalam Investment & Finance Company Ltd counter
Cholamandalam Investment & Finance Company Ltd clocked volume of 1.03 lakh shares by 10:46 IST on BSE, a 5.01 times surge over two-week average daily volume of 20606 shares
02 Jan 2025, 11:00 am
Cholamandalam Investment & Finance Company allots 39,015 equity shares under ESOS
13 Dec 2024, 06:39 pm
Cholamandalam Investment & Finance Company announces change in senior management
25 Oct 2024, 03:33 pm
Cholamandalam Investment & Finance raises Rs 500 cr
04 Oct 2024, 06:47 pm
Cholamandalam Investment & Finance Company Ltd Stock Analysis
- Annual revenue for Cholamandalam Investment & Finance Company Ltd increased by 48.07% to ₹19,216.28 crore in FY 2024 from ₹12,977.98 crore in FY 2023.
- Annual Net Profit for Cholamandalam Investment & Finance Company Ltd increased by 28.38% to ₹3,422.76 crore in FY 2024 from ₹2,666.20 crore in FY 2023.
- Promoter Shareholding in Cholamandalam Investment & Finance Company Ltd decreased by 0.61% in the most recent quarter, from 50.24% in September 2024 to 49.93% in December 2024.
- Cholamandalam Investment & Finance Company Ltd delivered a 1-year return of 1.66% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
- Cholamandalam Investment & Finance Company Ltd share price moved up by 1.22% from its previous close of INR ₹1,240.50. The latest Cholamandalam Investment & Finance Company Ltd share price is INR ₹1,255.60.
- Cholamandalam Investment & Finance Company Ltd share price today has been at a low of 1,231.45 and a high of 1,258.90. Over the past 52 weeks, the Cholamandalam Investment & Finance Company Ltd share price has seen a low of 1,011.20 and a high of 1,652.
About Cholamandalam Investment & Finance Company Ltd
Cholamandalam Investment and Finance Company Limited (CIFCL), often called Chola, is one of India’s well-known non-banking financial companies (NBFCs). Founded in 1978, it is part of the Murugappa Group, a large business conglomerate with diverse interests. Chola offers a variety of financial services, including loans and wealth management solutions. These services have helped Chola build a reputation for catering to a wide range of financial needs.
With years of experience in the financial services industry, Chola has grown significantly. With its headquarters in Chennai, Tamil Nadu, the company has built a vast network of over 1,400 branches spread across India. This extensive reach allows it to serve customers in both urban and rural areas, making Chola a key player in the Indian financial landscape.
The Murugappa Group, the promoters of Chola, holds a substantial stake in the company. This demonstrates the Group’s commitment to Chola’s success and growth. The Murugappa Group itself is involved in many sectors, giving Chola strong backing.
Chola’s core offerings include vehicle finance, home loans, mortgage loans, and SME loans. The company also provides secured personal loans, enterprise loans, as well as loans against securities. These services are designed to meet the financial needs of individuals and businesses alike. Overall, it makes Chola a go-to choice for a broad customer base.
Although Chola is not the biggest NBFC, its focus on customer satisfaction and solid financials makes it a respected player. The registered office is located in Chennai, while their registrar is situated in Hyderabad. The company is managed by a team of seasoned professionals, with Vellayan Subbiah serving as the Chairman and Non-Executive Director and Ravindra Kumar Kundu as the Executive Director. Here is a list of their other prominent managing promoters -
One of the major impacts Chola has had on the industry is its work in improving financial inclusion. With their range of loans Chola has made credit accessible to more people. This has especially benefited individuals and small businesses in semi-urban and rural areas where traditional banking services are harder to find. Chola’s large branch network of over 1,400 locations ensures that everyone has access to financial services. Plus, it also helps promote both economic growth and financial stability.
Chola’s innovation in product offerings has also set a standard in the financial industry. The company has consistently introduced products tailored to meet the unique needs of its customers. For example, Chola’s vehicle finance division has played a major role in supporting the automotive sector by providing loans. This, in turn, boosts vehicle sales and supports related industries like manufacturing and logistics. Chola’s home loans and mortgage products have also made it easier for people to own homes, contributing to the growth of the real estate market.
When it comes to operational efficiency, Chola has been a leader in using technology to enhance its processes and improve the customer experience. The company has invested in digital platforms and mobile apps that simplify the loan application and approval process. This focus on the digital future not only makes customers happier but also sets a new benchmark for other NBFCs to follow.
Customer service is another area where Chola has made a significant mark. The company has always focused on understanding what its customers need. Depending on those needs, it has offered them personalized financial solutions. This customer-centric approach has helped Chola build strong relationships and foster loyalty among its clients. Other NBFCs have followed Chola’s lead in prioritizing customer satisfaction. Overall, it has made the industry more competitive and service-oriented.
Beyond its business operations, Chola’s impact extends to its work in corporate social responsibility (CSR). The company is involved in several CSR initiatives aimed at community development, education, healthcare, and environmental sustainability. These efforts not only help the communities where Chola operates but also enhance the company’s corporate image. Through these CSR activities, Chola is able to contribute to the socio-economic development of the regions it serves.
Cholamandalam Investment and Finance Company has made a considerable impact on India’s NBFC sector. It has done this with its innovative products and focus on customer satisfaction. Its efforts to improve financial inclusion and promote economic growth have set new benchmarks in the industry. Chola’s influence extends beyond its financial services to its contributions to corporate social responsibility. All these qualities make it a key player in shaping the future of the financial services industry in India.
With years of experience in the financial services industry, Chola has grown significantly. With its headquarters in Chennai, Tamil Nadu, the company has built a vast network of over 1,400 branches spread across India. This extensive reach allows it to serve customers in both urban and rural areas, making Chola a key player in the Indian financial landscape.
The Murugappa Group, the promoters of Chola, holds a substantial stake in the company. This demonstrates the Group’s commitment to Chola’s success and growth. The Murugappa Group itself is involved in many sectors, giving Chola strong backing.
Chola’s core offerings include vehicle finance, home loans, mortgage loans, and SME loans. The company also provides secured personal loans, enterprise loans, as well as loans against securities. These services are designed to meet the financial needs of individuals and businesses alike. Overall, it makes Chola a go-to choice for a broad customer base.
Although Chola is not the biggest NBFC, its focus on customer satisfaction and solid financials makes it a respected player. The registered office is located in Chennai, while their registrar is situated in Hyderabad. The company is managed by a team of seasoned professionals, with Vellayan Subbiah serving as the Chairman and Non-Executive Director and Ravindra Kumar Kundu as the Executive Director. Here is a list of their other prominent managing promoters -
- M A M Arunachalam
- N Ramesh Rajan
- M R Kumar
Impact on the Industry
Cholamandalam Investment and Finance Company Limited (CIFCL) has played a vital role in shaping the non-banking financial company (NBFC) sector in India since its inception in 1978. As part of the Murugappa Group, Chola has used its strong foundation to establish itself as a key player in financial services. It has been impacting the market and contributing to the sector’s overall development for decades.One of the major impacts Chola has had on the industry is its work in improving financial inclusion. With their range of loans Chola has made credit accessible to more people. This has especially benefited individuals and small businesses in semi-urban and rural areas where traditional banking services are harder to find. Chola’s large branch network of over 1,400 locations ensures that everyone has access to financial services. Plus, it also helps promote both economic growth and financial stability.
Chola’s innovation in product offerings has also set a standard in the financial industry. The company has consistently introduced products tailored to meet the unique needs of its customers. For example, Chola’s vehicle finance division has played a major role in supporting the automotive sector by providing loans. This, in turn, boosts vehicle sales and supports related industries like manufacturing and logistics. Chola’s home loans and mortgage products have also made it easier for people to own homes, contributing to the growth of the real estate market.
When it comes to operational efficiency, Chola has been a leader in using technology to enhance its processes and improve the customer experience. The company has invested in digital platforms and mobile apps that simplify the loan application and approval process. This focus on the digital future not only makes customers happier but also sets a new benchmark for other NBFCs to follow.
Customer service is another area where Chola has made a significant mark. The company has always focused on understanding what its customers need. Depending on those needs, it has offered them personalized financial solutions. This customer-centric approach has helped Chola build strong relationships and foster loyalty among its clients. Other NBFCs have followed Chola’s lead in prioritizing customer satisfaction. Overall, it has made the industry more competitive and service-oriented.
Beyond its business operations, Chola’s impact extends to its work in corporate social responsibility (CSR). The company is involved in several CSR initiatives aimed at community development, education, healthcare, and environmental sustainability. These efforts not only help the communities where Chola operates but also enhance the company’s corporate image. Through these CSR activities, Chola is able to contribute to the socio-economic development of the regions it serves.
Cholamandalam Investment and Finance Company has made a considerable impact on India’s NBFC sector. It has done this with its innovative products and focus on customer satisfaction. Its efforts to improve financial inclusion and promote economic growth have set new benchmarks in the industry. Chola’s influence extends beyond its financial services to its contributions to corporate social responsibility. All these qualities make it a key player in shaping the future of the financial services industry in India.
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FAQ’s
What is the share price of Cholamandalam Investment & Finance Company Ltd today?
Cholamandalam Investment & Finance Company Ltd share price as on 22 Jan 2025 is ₹
1255.6
What is the Market Cap of Cholamandalam Investment & Finance Company Ltd?
The market cap of Cholamandalam Investment & Finance Company Ltd stock is ₹1,04,306.84 Cr.
What is the PE Ratio of Cholamandalam Investment & Finance Company Ltd?
The Price to Earnings (P/E) Ratio of Cholamandalam Investment & Finance Company Ltd is 28.40
What is the PB Ratio of Cholamandalam Investment & Finance Company Ltd?
The Price to Book (P/B) Ratio of Cholamandalam Investment & Finance Company Ltd is 4.97
What is the 52 week high of Cholamandalam Investment & Finance Company Ltd Share Price?
The 52 week high of Cholamandalam Investment & Finance Company Ltd share price stands at ₹1,652
What is the 52 week low of Cholamandalam Investment & Finance Company Ltd Share Price?
The 52 week low of Cholamandalam Investment & Finance Company Ltd share price stands at ₹1,011.20
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