HDFC Life Insurance Company Ltd Share Price

Life Insurance

NSE: HDFCLIFE Large Cap ISIN: INE795G01014

As on 22 January 2025 at 14:54 IST

₹617.25

-6.75

(-1.08%)

Sell Buy

About HDFC Life Insurance Company Ltd

HDFC Life Insurance Company Ltd is a leading provider of life insurance solutions in India. Established in 2000, HDFC Life has been in business for decades. The headquarters of HDFC Life Insurance is located in Mumbai. This is the central hub for its operations and strategic planning. The company has focused on innovation, with its main products like life insurance, endowment policies, money-back policies, and retirement plans. These products cater to the diverse needs of customers. They are also designed to provide policyholders with financial security and peace of mind. Read More...

Over 1 Month

0.23%

Over 6 Months

-2.10%

Over 1 Year

6.46%

Over 3 Years

-2.72%

HDFC Life Insurance Company Ltd Summary

Close ₹ 617.25

Open ₹ 629

High ₹ 629

Low ₹ 612.90

Volume 19,83,912

Net Turnover (in ₹) ₹ 1,14,34,29,897.40

52Wk High ₹ 761.20

52Wk Low ₹ 511.40

52Wk High / Low

511.40

761.20

HDFC Life Insurance Company Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 1,34,334.90

EPS (TTM) 8.07

Book Value (BV) 73.28

Div. Yield 0.32 %

P/E (TTM) 77.28

Price/Book Value 8.51

Delivery % 59.86 %

Face Value 10

Key Ratios

PE Ratio 86.83

PB Ratio 9.29

EV to Sales 1.34

PEG Ratio 5.73

ROA 0.53

ROE 11.55

Debt-Equity 0.07

Net Profit Margin 1.54

Operating Profit Margin 1.03

HDFC Life Insurance Company Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profit Before Tax	1,569.67	1,282.21	1,302.76	1,354.28	1,313.92
Profit After Tax	1,574.08	1,368.28	1,326.93	1,360.87	1,297.44

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	420.34	382.38	5,984.14	341.52	330.71
Total Current Assets	8,085.15	7,258.85	6,286.83	5,068.50	4,338.37

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	10,721.35	6,883.17	5,942.54	9,702.84	7,387.66
Net Cash used in Investing Activities	-13,613.68	-10,071.32	-800.85	-8,951.67	-7,789.29
Net Cash used in Financing Activities	-403.38	1,984.71	-238.19	678.29	37.97

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Profit Before Tax	1,563.83	1,272.41	1,180.14	1,353.49	1,311.74
Profit After Tax	1,568.86	1,360.13	1,207.69	1,360.10	1,295.27

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	415.83	380.23	342.74	340.15	330.13
Total Current Assets	7,973.92	7,174.76	5,233.26	4,978.09	4,307.04

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	10,725.18	6,881.61	5,540.01	9,703.05	7,360.98
Net Cash used in Investing Activities	-13,631.77	-10,072.42	-1,401.66	-8,995.29	-7,772.69
Net Cash used in Financing Activities	-403.38	1,984.71	-237.90	678.29	37.97

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	17,300.27	28,496.97	26,933.85	28,041.28	26,927.47
Total Expenses	16,852.24	28,806.63	26,622.71	27,765.94	26,663.32
Profit Before Tax	418.73	-30.20	400.78	449.67	367.03
Profit After Tax	421.31	435.18	478.97	411.64	367.54
Operating Profit after Depreciation	418.73	-30.20	400.78	449.67	367.03

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	17,235.16	28,449.24	26,891.19	27,992.10	26,886.19
Total Expenses	16,774.74	28,742.49	26,565.23	27,698.86	26,612.56
Profit Before Tax	411.18	-33.10	399.10	449.42	364.42
Profit After Tax	414.94	432.99	477.65	411.66	365.06
Operating Profit after Depreciation	411.18	-33.10	399.10	449.42	364.42

HDFC Life Insurance Company Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 618.92

S2 613.83

S3 604.77

Pivot 627.98

R1 633.07

R2 642.13

R3 647.22

Moving Average

20 SMA 618.32

50 SMA 641.70

100 SMA 681.81

200 SMA 650.37

HDFC Life Insurance Company Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

HDFC Life Insurance Company Ltd

₹2/Share

Announcement Date 21 Jun 2024

Record Date 21 Jun 2024

Div Yield 20%

AGM Date: 27 Jun 2022

This is to inform that the 22nd AGM of the Company will be held on Monday, June 27, 2022, through video conference. Pursuant to Regulation 42 and other applicable provisions of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Record Date for the purpose of ascertaining the entitlement of the shareholders to the final dividend of Rs. 1.70/- per share of face value of Rs. 10/- each for the financial year 2021-22, shall be Wednesday, June 1, 2022. Pursuant to Regulation 34 of SEBI (LODR) Regulations, 2015, please find enclosed herewith notice of the 22nd AGM and Integrated Annual Report for FY 2021-22, including the Business Responsibility Report. The 22nd AGM of the Company will be held on Monday, June 27, 2022 at 3:00 p.m. (IST) through Video-Conferencing. (As Per BSE Announcement Dated on 04.06.2022) This is to inform you that the 22nd AGM of the members of the Company was held on i.e. June 27, 2022 at 3.00 p.m. (IST) through Video conferencing. The AGM concluded at 5:20 p.m. (IST). In this connection, as required under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, please find enclosed herewith summary of the AGM proceedings. (As Per BSE Announcement Dated on 28.06.2022) This is to inform you that the 22nd Annual General Meeting ('AGM') of the members of the Company was held on i.e. June 27, 2022. In this regard, please find enclosed herewith Scrutiniser's Report issued by Makarand M. Joshi, Partner of M/s. Makarand M. Joshi & Co., Practicing Company Secretaries along with e-voting results, the same is also being on hosted on the Company's website at www.hdfclife.com. HDFC Life Insurance Company Ltd has informed BSE regarding the details of Voting results of AGM, under Regulation 44(3) of SEBI (LODR) Regulations, 2015 (As per BSE Announcement Dated on 29/06/2022)

AGM Date: 21 Jul 2023

23rd AGM of the Company will be held on Friday, July 21, 2023, through video-conferencing. Please find enclosed herewith notice of the 23rd AGM and Integrated Annual Report for FY 2022-23. (As Per BSE Announcement dated on 28.06.2023) Outcome of 23rd Annual General Meeting (As Per BSE Announcement Dated on 22.07.2023)

AGM Date: 15 Jul 2024

outcome of the Board meeting held on April 18, 2024 24th Annual General Meeting 24th AGM of the Company will be held on Monday, July 15, 2024, through video-conferencing. Other relevant details in this regards would be provided in the AGM notice, which will be issued in due course. Please find attached proceedings of 24th AGM held on July 15, 2024 (As per BSE Announcement Dated on 15/07/2024) Please find attach voting resuts for the 24th AGM held on July 15, 2024 (As Per BSE Announcement dated on 16.07.2024)

HDFC Life Insurance Company Ltd Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
HDFC Life Insurance Company Ltd	₹623.65	₹1,34,259.55
Life Insurance Corporation of India	₹837.80	₹5,29,908.31
SBI Life Insurance Company Ltd	₹1,467.25	₹1,47,031.51
ICICI Lombard General Insurance Company Ltd	₹1,902.95	₹94,241.83
ICICI Prudential Life Insurance Company Ltd	₹635.90	₹91,901.82
General Insurance Corporation of India	₹434.55	₹76,237.45

HDFC Life Insurance Company Ltd News

Volumes spurt at HDFC Life Insurance Company Ltd counter

HDFC Life Insurance Company Ltd notched up volume of 8.91 lakh shares by 10:46 IST on BSE, a 18.8 fold spurt over two-week average daily volume of 47404 shares

16 Jan 2025, 11:00 am

HDFC Life surges as Q3 PAT rises 14% YoY to Rs 415 crore

HDFC Life Insurance Company soared 11.11% to Rs 660.25 after its standalone net profit increased 13.66% to Rs 414.94 crore on 10.08% rise in net premium income to Rs 16,771.26 crore in Q3 FY25 over Q3 FY24.

16 Jan 2025, 10:37 am

HDFC Life PAT rises 14% YoY to Rs 415 crore in Q3 FY25

HDFC Life Insurance Company's standalone net profit increased 13.66% to Rs 414.94 crore on 10.08% rise in net premium income to Rs 16,771.26 crore in Q3 FY25 over Q3 FY24.

15 Jan 2025, 04:46 pm

HDFC Life Insurance Company Ltd eases for fifth straight session

HDFC Life Insurance Company Ltd is quoting at Rs 596.65, down 0.52% on the day as on 13:19 IST on the NSE. The stock tumbled 2.9% in last one year as compared to a 4.81% rally in NIFTY and a 5.69% spurt in the Nifty Financial Services index.

14 Jan 2025, 01:35 pm

HDFC Life Insurance Company to table results

On 15 January 2025

03 Jan 2025, 10:24 am

HDFC Life Insurance Company Ltd Stock Analysis

Annual Net Profit for HDFC Life Insurance Company Ltd increased by 15.35% to ₹1,568.86 crore in FY 2024 from ₹1,360.13 crore in FY 2023.
Promoter Shareholding in HDFC Life Insurance Company Ltd decreased by 0.03% in the most recent quarter, from 50.34% in September 2024 to 50.32% in December 2024.
HDFC Life Insurance Company Ltd delivered a 1-year return of 6.46% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
HDFC Life Insurance Company Ltd share price moved down by 1.08% from its previous close of INR ₹624. The latest HDFC Life Insurance Company Ltd share price is INR ₹617.25.
HDFC Life Insurance Company Ltd share price today has been at a low of 612.90 and a high of 629. Over the past 52 weeks, the HDFC Life Insurance Company Ltd share price has seen a low of 511.40 and a high of 761.20.

About HDFC Life Insurance Company Ltd

HDFC Life Insurance Company Ltd is a leading provider of life insurance solutions in India. The company offers a wide range of insurance products. This includes life insurance, endowment policies, money-back policies, and retirement plans. Established in 2000, HDFC Life has been in business for decades.

The headquarters of HDFC Life Insurance is located in Mumbai. This is the central hub for its operations and strategic planning. The company's promoters include Housing Development Finance Corporation Ltd and Abrdn, which is a global investment company. Under the leadership of key figures like Vibha Padalkar, the company has become one of India's most trusted life insurance firms. Apart from this, there are many managerial promoters, including Keki M Mistry, Suresh Badami, Ketan Dalal, Bharti Gupta Ramola and Venkatraman Srinivasan.

The main products offered by HDFC Life include individual and group insurance plans that cater to the diverse needs of customers. These products are designed to provide policyholders with financial security and peace of mind. The company’s offerings are known for their reliability and comprehensive coverage.

HDFC Life’s stock is highly regarded in the life insurance sector. It is a significant player in the industry. But it is not the largest in terms of market share or cap. The promoter shareholding stands at a significant percentage, indicating strong support from the promoters. The registered office is located at HDFC Life Insurance Company Ltd, Lodha Excelus in Mumbai. The company is managed by a team of experienced professionals. This ensures smooth and efficient operations. The registrar's office is located in the Financial District in Hyderabad.
Overall, HDFC Life Insurance’s robust market position and strong leadership make it a major player in the life insurance sector.

The Evolution of HDFC Life - From Inception to Industry Leader

HDFC Life Insurance Company Ltd has come a long way since its inception in 2000. The company was established as a joint venture between HDFC and Abrdn. This partnership brought together HDFC’s strong financial background and Abrdn’s expertise in insurance. As a result, it set the stage for HDFC Life’s success.

In the early years, HDFC Life faced the challenge of establishing itself in a market dominated by the state-owned LIC. However, the company quickly made its mark by introducing innovative products. It also focused on customer-centric services. By 2001, HDFC Life had its 100th customer and had settled its first claim, showing its commitment to customer satisfaction.

One of the significant milestones in HDFC Life’s journey was the launch of its first TV advertising campaign, “Sar Utha Ke Jiyo,” in 2005. This campaign resonated with the Indian audience and helped build a strong brand identity. The slogan, “Live with Pride,” emphasized the importance of financial security and independence. So, it aligned perfectly with the company’s mission.

HDFC Life continued to innovate and expand its product portfolio. The company introduced unit-linked insurance plans, which combined life insurance with investment options. These plans became popular among customers looking for both protection and wealth creation. HDFC Life also launched various health and pension plans, catering to the diverse needs of its customers.

The company’s growth was further fueled by its multi-channel distribution network. HDFC Life leveraged bancassurance partnerships and digital platforms to reach a wider audience. The collaboration with HDFC Bank, in particular, played a crucial role in expanding the company’s customer base. This ensured the company's products were accessible to clients across the country.

HDFC Life’s commitment to digital transformation has been a key driver of its success. The company embraced digital technologies to enhance customer experience and streamline operations. This made it easier for customers to access and manage their insurance policies. As a result, HDFC Life’s focus on digital innovation has helped the company stay ahead in a rapidly evolving market.

In 2017, HDFC Life achieved another significant milestone by going public. The company’s initial public offering (IPO) was successful, reflecting strong investor confidence. The funds raised through the IPO were used to further strengthen the company’s capital base and support its growth initiatives. Going public also enhanced HDFC Life’s visibility and credibility in the market.

HDFC Life’s financial performance has been impressive over the years. The company has reported strong revenue and profit growth. Its prudent investment strategy and effective risk management practices have also contributed to its financial stability. The company’s robust financial health has earned it high ratings from credit rating agencies.

The leadership of Vibha Padalkar, the Managing Director and CEO, has been instrumental in HDFC Life’s success. Under her guidance, the company has focused on innovation, customer-centricity, and sustainable growth. Padalkar’s vision and strategic direction have helped the company handle various challenges.

HDFC Life's evolution from inception to industry leader is a testament to its innovative spirit and strong leadership. The company’s ability to adapt to changing market dynamics and leverage digital technologies has been key to its success. With a solid foundation and a clear vision for the future, the company is well-positioned to continue its growth trajectory.