Indian Overseas Bank Share Price

Q: What is the share price of Indian Overseas Bank today?

Indian Overseas Bank share price as on 22 Jan 2025 is ₹50.3

Banks - Public Sector

NSE: IOB Large Cap ISIN: INE565A01014

As on 22 January 2025 at 15:59 IST

₹50.30

-0.90

(-1.76%)

Sell Buy

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a prominent public sector bank in India. It offers a wide range of financial services. The company was Established on February 10, 1937, by M. Ct. M. Chidambaram Chettyar. The bank specializes in consumer banking, retail banking, corporate banking and commercial banking, housing loans, vehicle loans, investment banking, merchant banking, education loans, private banking, wealth management, and credit cards. The bank also offers specialized services in foreign exchange and overseas banking. The headquarters is located in Chennai, Tamil Nadu. IOB falls under the banking and financial services sector. Read More...

Over 1 Month

-0.85%

Over 6 Months

-21%

Over 1 Year

17.16%

Over 3 Years

150.98%

Indian Overseas Bank Summary

Close ₹ 50.30

Open ₹ 51.21

High ₹ 51.38

Low ₹ 49.36

Volume 44,99,478

Net Turnover (in ₹) ₹ 34,26,61,714

52Wk High ₹ 83.75

52Wk Low ₹ 43.40

52Wk High / Low

43.40

83.75

Indian Overseas Bank Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 96,780.35

EPS (TTM) 1.64

Book Value (BV) 14.04

Div. Yield -

P/E (TTM) 31.18

Price/Book Value 3.64

Delivery % 24.30 %

Face Value 10

Key Ratios

PE Ratio 42.84

PB Ratio 4.50

EV to Sales 17.09

PEG Ratio 1.64

ROA 0.81

ROE 6.75

Debt-Equity -

Net Profit Margin -

Operating Profit Margin -

Indian Overseas Bank Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Total Revenue	23,523.42	21,641.17	22,461.20	-	-
Total Expenses	21,169.98	19,862.38	21,694.61	-	-
Profit Before Tax	2,353.44	1,778.79	766.59	-	-
Profit After Tax	2,103.99	1,709.27	758.35	-	-
Operating Profit after Depreciation	2,353.44	1,778.79	766.59	-	-

Balance Sheet

Particulars (in ₹ Cr.)	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Fixed Assets	3,710.65	3,365.93	2,917.86	-	-
TOTAL ASSETS	3,13,449.90	2,99,029.97	2,74,229.33	-	-
Total Shareholder's Fund	24,876.04	22,597.75	17,098.68	-	-

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-1,118.95	-13,654.68	5,539.15	4,948.86	-
Net Cash used in Investing Activities	-359.29	-559.64	-49.29	-46.02	-
Net Cash used in Financing Activities	-527.69	-1,916.11	478.96	1,812.84	-

Particulars (in ₹ Cr.)	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Total Revenue	23,509.07	21,632.89	22,524.55	20,765.79	21,837.58
Total Expenses	21,160.84	19,853.82	21,684.84	29,110.27	27,798.12
Profit Before Tax	2,348.24	1,779.06	839.71	-8,344.48	-5,960.54
Profit After Tax	2,098.79	1,709.54	831.47	-8,527.40	-3,737.88
Operating Profit after Depreciation	2,348.24	1,779.06	839.71	-8,344.48	-5,960.54

Balance Sheet

Particulars (in ₹ Cr.)	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Fixed Assets	3,709.89	3,364.79	2,917.66	3,123.86	3,321.35
TOTAL ASSETS	3,13,745.82	2,99,377.17	2,74,010.35	2,60,726.83	2,50,008.36
Total Shareholder's Fund	25,262.94	23,000.40	16,944.81	16,154.97	16,359.88

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-1,165.42	-15,595.28	5,565.87	4,948.86	-14,022.51
Net Cash used in Investing Activities	-359.29	-559.48	-47.97	-46.02	-85.41
Net Cash used in Financing Activities	-527.69	-11.61	478.96	1,812.84	7,277.08

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	-	-	-	-	-
Total Expenses	-	-	-	-	-
Profit Before Tax	1,238.98	984.35	753.84	1,195.96	1,080.30
Profit After Tax	-	-	-	-	-
Operating Profit after Depreciation	-	-	-	-	-

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	-	-	-	-	-
Total Expenses	-	-	-	-	-
Profit Before Tax	1,237.37	981.89	737.99	1,193.45	1,078.78
Profit After Tax	-	-	-	-	-
Operating Profit after Depreciation	-	-	-	-	-

Indian Overseas Bank Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 50.54

S2 49.87

S3 48.95

Pivot 51.46

R1 52.13

R2 53.05

R3 53.72

Moving Average

20 SMA 50.92

50 SMA 52.65

100 SMA 54.46

200 SMA 59.59

Indian Overseas Bank Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

No available data

Indian Overseas Bank Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
Indian Overseas Bank	₹51.14	₹96,666.94
HDFC Bank Ltd	₹1,641.75	₹12,55,662.20
ICICI Bank Ltd	₹1,196.10	₹8,44,456.69
State Bank of India	₹759	₹6,77,378.66
Kotak Mahindra Bank Ltd	₹1,893.40	₹3,76,440.80
Axis Bank Ltd	₹969.75	₹3,00,168.51

Indian Overseas Bank News

IOB jumps as PAT rises 21% YoY to Rs 874-cr in Q3 FY25

Indian Overseas Bank (IOB) jumped 4.19% to Rs 52.75 after the bank reported 20.91% jump in net profit to Rs 873.66 crore on 13.07% rise in total income to Rs 8,409.3 crore in Q3 FY25 over Q3 FY24.

20 Jan 2025, 02:35 pm

Indian Overseas Bank spurts 4.46%, gains for third straight session

Indian Overseas Bank is quoting at Rs 52.9, up 4.46% on the day as on 12:49 IST on the NSE. The stock is up 21.05% in last one year as compared to a 9.94% gain in NIFTY and a 10.91% gain in the Nifty PSU Bank index.

20 Jan 2025, 01:06 pm

Indian Overseas Bank to declare Quarterly Result

On 20 January 2025

15 Jan 2025, 05:35 pm

Indian Overseas Bank slips for fifth straight session

Indian Overseas Bank is quoting at Rs 52.04, down 0.69% on the day as on 13:19 IST on the NSE. The stock tumbled 6.25% in last one year as compared to a 10.45% rally in NIFTY and a 19.29% spurt in the Nifty PSU Bank index.

23 Dec 2024, 01:35 pm

Indian Overseas Bank receives upgrade in credit rating for Tier II bonds

27 Nov 2024, 07:43 pm

Indian Overseas Bank Stock Analysis

Annual revenue for Indian Overseas Bank decreased by 100.00% to ₹0 crore in FY 2024 from ₹23,509.07 crore in FY 2023.
Annual Net Profit for Indian Overseas Bank decreased by 100.00% to ₹0 crore in FY 2024 from ₹2,098.79 crore in FY 2023.
Promoter Shareholding in Indian Overseas Bank remains unchanged by 0.00% in the most recent quarter, from 96.38% in September 2024 to 96.38% in December 2024.
Indian Overseas Bank delivered a 1-year return of 17.16% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
Indian Overseas Bank share price moved down by 1.76% from its previous close of INR ₹51.20. The latest Indian Overseas Bank share price is INR ₹50.30.
Indian Overseas Bank share price today has been at a low of 49.36 and a high of 51.38. Over the past 52 weeks, the Indian Overseas Bank share price has seen a low of 43.40 and a high of 83.75.

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a prominent public sector bank in India, offering a wide range of financial services. The bank specializes in consumer banking, retail banking, corporate banking, commercial banking, housing loan, vehicle loan, investment banking, merchant banking, education loan, private banking, savings, wealth management, and credit cards. IOB also provides services in foreign exchange and overseas banking. This service caters to the needs of individuals and businesses involved in international trade.

IOB falls under the banking and financial services sector. The bank was established on February 10, 1937, by M. Ct. M. Chidambaram Chettyar with the primary objective of specializing in foreign exchange business and overseas banking. Over the years, IOB has grown to become one of the major public sector banks in India.

The headquarters of Indian Overseas Bank is located in Chennai, Tamil Nadu, India. The bank is a public sector undertaking, with the Government of India being the sole promoter. The promoter shareholding of the company stands at 96.38%. This promoter shareholding is held entirely by the Government of India.

Indian Overseas Bank is not the largest player by market capitalization in its sector. However, it holds a significant market share and is a key player in the Indian banking industry. The bank has a strong presence, with over 3,220 domestic branches and four foreign branches. This ensures comprehensive coverage and accessibility for its customers.

The registered office of the company is at Indian Overseas Bank, Central Office, 763, Anna Salai, Chennai - 600002, Tamil Nadu, India. Its registrar & transfer agent is KFin Technologies Private Limited.

Indian Overseas Bank is a well-established public sector bank in India. The bank is known for its comprehensive range of financial services and strong market presence. Its commitment to innovation, customer satisfaction, and excellence has solidified its position as a trusted name in the banking industry.

The success of the Company

Indian Overseas Bank (IOB) has a longstanding history as one of the prominent public sector banks in India. Established in 1937 with the primary goal of catering to the needs of businesses and individuals engaged in international trade. The bank has since evolved into a diversified financial institution offering a wide range of services. Over the decades, IOB has played a significant role in the development of India's banking industry. This contributes to the country's economic growth and financial inclusion efforts.

The bank's success can be attributed to its ability to adapt to the changing market dynamics. Its commitment to innovation and its strong government backing have provided it with the necessary financial stability and support to expand its operations. As IOB continues to navigate the competitive banking landscape, it has solidified its position as a trusted and reliable financial partner for its customers. This makes it a true success story in the Indian banking sector.

One of the key factors behind IOB's success is its diversified product and service portfolio. The bank has strategically expanded its offerings beyond its initial focus on international trade-related services. These services include a comprehensive range of consumer banking, retail banking, corporate banking, and commercial banking solutions. This diversification has enabled IOB to cater to the varied financial needs of its customers.

The bank's specialized services in foreign exchange and overseas banking have also been instrumental in its success. As India's economy has become more globally integrated, the demand for cross-border financial services has grown significantly. IOB's expertise in this domain has allowed it to capture a significant share of this lucrative market. This further strengthens its position as a leading player in the Indian banking industry.

Another key aspect of IOB's success is its extensive branch network. With over 3,220 domestic branches and four foreign branches, the bank has established a strong presence across India. This ensures comprehensive coverage and accessibility for its customers. These extensive networks not only provide IOB with a competitive edge but also allow it to better understand and cater to the unique financial needs of customers in different regions.

The bank's strong government backing has also been a crucial factor in its success. As a public sector undertaking, IOB benefits from the financial stability and support provided by the Government of India. It holds the entire promoter shareholding. The government backing has enabled the bank to navigate challenging economic conditions, invest in technological upgrades, and pursue strategic initiatives. This has ultimately contributed to its growth and success.

Furthermore, IOB's commitment to innovation and digital transformation has been instrumental in maintaining its relevance and competitiveness in the rapidly evolving banking landscape. The bank has consistently invested in upgrading its technology infrastructure. It implements cutting-edge digital solutions and enhances its online and mobile banking capabilities. These efforts have improved the customer experience and also increased the bank's operational efficiency and reduced costs. This further bolsters its profitability and long-term sustainability.

As the banking industry continues to evolve, IOB is well-positioned to capitalize on new opportunities and maintain its position as a trusted and reliable financial partner for individuals and businesses alike. With its robust service portfolio, innovative mindset, and strong government support, IOB is poised to continue its success story, further solidifying its reputation as a leading player in the Indian banking and financial services landscape.