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Jammu and Kashmir Bank Ltd Share Price
Banks - Private Sector
As on 22 January 2025 at 15:59 IST
About Jammu and Kashmir Bank Ltd
Jammu and Kashmir Bank Ltd (J&K Bank) is a prominent financial institution providing a comprehensive range of banking and financial services. Established on October 1, 1938, the bank has been serving its customers for many years. It has its headquarters in the city of Srinagar, and falls under the banking and financial services sector. J&K Bank offers a variety of products, including savings accounts and fixed deposits. The bank also offers personal, home, educational and car loans along with insurance services through a joint venture with MetLife India Insurance Company. Read More...
Over 1 Month
-3.14%
Over 6 Months
-14.67%
Over 1 Year
-26.30%
Over 3 Years
131.71%
Jammu and Kashmir Bank Ltd Summary
Close
₹
90.72
Open
₹
94.80
High
₹
94.92
Low
₹
90.01
Volume
40,24,303
Net Turnover (in ₹)
₹
41,56,85,118.17
52Wk High
₹
152.50
52Wk Low
₹
86.61
52Wk High / Low
86.61
152.50
Jammu and Kashmir Bank Ltd Fundamentals
Key Financial Data
Market Cap (in ₹Cr)
₹
10,372.04
EPS (TTM)
18.40
Book Value (BV)
109.66
Div. Yield
2.28
%
P/E (TTM)
5.12
Price/Book Value
0.86
Delivery %
39.32
%
Face Value
1
Key Ratios
PE Ratio
8.35
PB Ratio
1.35
EV to Sales
12.86
PEG Ratio
0.22
ROA
1.22
ROE
18.01
Debt-Equity
-
Net Profit Margin
-
Operating Profit Margin
-
Jammu and Kashmir Bank Ltd Financials
Profit and Loss
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 12,050.88 | 10,120.47 | 8,766.46 | 8,812.58 | 8,996.65 |
| Total Expenses | 9,662.80 | 8,334.43 | 8,019.74 | 8,275.84 | 10,098.91 |
| Profit Before Tax | 2,388.08 | 1,786.04 | 746.72 | 536.75 | -1,144.03 |
| Profit After Tax | 1,769.91 | 1,198.59 | 504.44 | 434.80 | -1,183.39 |
| Operating Profit after Depreciation | 2,388.08 | 1,786.04 | 746.72 | 536.75 | -1,102.26 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 2,208.25 | 2,224.43 | 1,907.51 | 1,971.42 | 2,036.32 |
| TOTAL ASSETS | 1,54,504.58 | 1,45,912.59 | 1,30,576.03 | 1,20,272.87 | 1,08,829.15 |
| Total Shareholder's Fund | 12,192.73 | 9,896.33 | 8,077.12 | 6,802.27 | 6,345.85 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -852.55 | -407.13 | -1,568.05 | -14.17 | 4,373.94 |
| Net Cash used in Investing Activities | -257.26 | -123.51 | -85.18 | -75.98 | -114.69 |
| Net Cash used in Financing Activities | 407.43 | 637.59 | 941.43 | -198.75 | -338.95 |
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Total Revenue | 12,037.84 | 10,111.92 | 8,757.48 | 8,803.17 | 8,992.21 |
| Total Expenses | 9,653.27 | 8,327.56 | 8,014.78 | 8,269.09 | 10,092.26 |
| Profit Before Tax | 2,384.57 | 1,784.36 | 742.70 | 534.07 | -1,100.05 |
| Profit After Tax | 1,767.27 | 1,197.38 | 501.56 | 432.12 | -1,139.41 |
| Operating Profit after Depreciation | 2,384.57 | 1,784.36 | 742.70 | 534.07 | -1,100.05 |
Balance Sheet
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Fixed Assets | 2,207.98 | 2,224.22 | 1,907.25 | 1,970.99 | 2,035.70 |
| TOTAL ASSETS | 1,54,526.59 | 1,45,962.26 | 1,30,602.41 | 1,20,291.95 | 1,08,872.10 |
| Total Shareholder's Fund | 12,235.68 | 9,943.24 | 8,107.17 | 6,825.61 | 6,393.48 |
Cash Flow
| Particulars (in ₹ Cr.) | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Net Cash from Operating Activities | -851.49 | -420.51 | -1,568.46 | -10.66 | 4,374.33 |
| Net Cash used in Investing Activities | -257.13 | -123.47 | -85.14 | -75.82 | -114.43 |
| Net Cash used in Financing Activities | 407.43 | 637.59 | 941.06 | -198.75 | -338.95 |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 758.46 | 756.82 | 613.72 | 830.41 | 560.86 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
| Particulars (in ₹ Cr.) | 2024-12 | 2024-09 | 2024-06 | 2024-03 | 2023-12 |
|---|---|---|---|---|---|
| Total Revenue | - | - | - | - | - |
| Total Expenses | - | - | - | - | - |
| Profit Before Tax | 757.91 | 754.46 | 612.15 | 828.88 | 559.96 |
| Profit After Tax | - | - | - | - | - |
| Operating Profit after Depreciation | - | - | - | - | - |
Jammu and Kashmir Bank Ltd Technicals
Support and Resistance
S3
S2
S1
Pivot
R1
R2
R3
S1
92.53
S2
90.86
S3
87.93
Pivot
95.46
R1
97.13
R2
100.06
R3
101.73
Moving Average
20 SMA
96.93
50 SMA
98.80
100 SMA
100.72
200 SMA
110.95
Jammu and Kashmir Bank Ltd Corporate Actions
Jammu and Kashmir Bank Ltd
₹2.15/Share
Announcement Date
09 Aug 2024
Record Date
11 Aug 2024
Div Yield
215%
Jammu and Kashmir Bank Ltd Peer Comparison
| Company | Price | Market Cap (in ₹ Cr) |
|---|---|---|
| Jammu and Kashmir Bank Ltd | ₹94.25 | ₹10,378.64 |
| HDFC Bank Ltd | ₹1,641.75 | ₹12,55,662.20 |
| ICICI Bank Ltd | ₹1,196.10 | ₹8,44,456.69 |
| State Bank of India | ₹759 | ₹6,77,378.66 |
| Kotak Mahindra Bank Ltd | ₹1,893.40 | ₹3,76,440.80 |
| Axis Bank Ltd | ₹969.75 | ₹3,00,168.51 |
Jammu and Kashmir Bank Ltd News
J&K Bank Q3 PAT spurts 26% YoY to Rs 532 crore
Jammu & Kashmir Bank's reported 26.23% jump in net profit to Rs 531.51 crore on 12.57% increase in total income to Rs 3,448.40 crore in Q3 FY25 over Q3 FY24.
21 Jan 2025, 10:19 am
Jammu & Kashmir Bank schedules board meeting
On 20 January 2025
09 Jan 2025, 04:39 pm
J&K Bank's deposits rises 10% YoY to Rs 1.40 lakh crore in Q3 FY25
Jammu & Kashmir (J&K) Bank's total deposits increased 9.65% to Rs 1,40,947.81 crore as of 31st December 2024 as compared with Rs 1,28,542.47 crore as of 31st December 2023.
06 Jan 2025, 03:35 pm
Amitava Chatterjee takes charge as MD & CEO of Jammu and Kashmir Bank
30 Dec 2024, 04:22 pm
Jammu and Kashmir Bank appoints Amitava Chatterjee as MD and CEO
With effect from 30 December 2024
26 Dec 2024, 09:43 am
Jammu and Kashmir Bank Ltd Stock Analysis
- Annual revenue for Jammu and Kashmir Bank Ltd increased by 19.05% to ₹12,037.84 crore in FY 2024 from ₹10,111.92 crore in FY 2023.
- Annual Net Profit for Jammu and Kashmir Bank Ltd increased by 47.59% to ₹1,767.27 crore in FY 2024 from ₹1,197.38 crore in FY 2023.
- Promoter Shareholding in Jammu and Kashmir Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 59.40% in September 2024 to 59.40% in December 2024.
- Jammu and Kashmir Bank Ltd delivered a 1-year return of -26.30% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
- Jammu and Kashmir Bank Ltd share price moved down by 3.68% from its previous close of INR ₹94.19. The latest Jammu and Kashmir Bank Ltd share price is INR ₹90.72.
- Jammu and Kashmir Bank Ltd share price today has been at a low of 90.01 and a high of 94.92. Over the past 52 weeks, the Jammu and Kashmir Bank Ltd share price has seen a low of 86.61 and a high of 152.50.
About Jammu and Kashmir Bank Ltd
Jammu and Kashmir Bank Ltd (J&K Bank) is a prominent financial institution providing a comprehensive range of banking and financial services. Established on October 1, 1938, the bank has been serving its customers for many years. It operates as a universal bank in Jammu & Kashmir and as a specialized bank in the rest of India.
The bank is in Srinagar, Jammu and Kashmir, J&K Bank falls under the banking and financial services sector. The primary promoter of the bank is the Government of Jammu and Kashmir. It holds a significant share in the institution at 59.4%. This government backing provides a strong foundation for the bank’s operations and growth.
J&K Bank offers a variety of products, including savings accounts and fixed deposits. It also offers personal loans, home loans, and car loans. There are also educational loans and insurance services through a joint venture with MetLife India Insurance Company. These products cater to the diverse financial needs of its customers, ensuring comprehensive financial solutions.
J&K Bank remains a key player in its region. The bank continues to maintain a strong presence in the market. The bank’s registered office is located at M.A. Road, Srinagar, Jammu and Kashmir. It is managed by a Board of Directors, including the Managing Director and CEO. They oversee the bank’s strategic direction and operations.
Here are the prime managing promoters:
The registrar for J&K Bank is KFin Technologies Private Limited. It ensures efficient management of shareholder records and transactions.
Economic Development
J&K Bank has significantly contributed to the economic growth of Jammu and Kashmir. The bank has facilitated business operations by offering a wide range of financial products and services. It has supported entrepreneurship and provided necessary capital for various sectors. The bank’s extensive network of branches ensures that even the remotest areas have access to banking services. Therefore, it promotes economic activities across the region.
The bank’s focus on lending to small and medium enterprises (SMEs) has been particularly impactful. SMEs are the backbone of the local economy, and J&K Bank’s tailored financial solutions have enabled these businesses to thrive. By providing working capital and other financial products, the bank has helped create jobs. It boosts local production and enhances the overall economic resilience of the region.
Financial Inclusion
One of the most significant impacts of J&K Bank is its role in promoting financial inclusion. The bank has been at the forefront of bringing unbanked and underbanked populations into the formal financial system. It has initiatives like opening zero-balance accounts and offering microfinance products. It has also implemented financial literacy programs. J&K Bank has empowered individuals and communities to manage their finances better.
The bank’s efforts in financial inclusion are evident in its extensive branch network. It has also deployed banking correspondents in rural areas. These measures have ensured that people in remote and underserved regions have access to essential banking services. This includes savings accounts, credit facilities, and insurance products. This inclusion has improved the financial well-being of individuals. It has also contributed to the socio-economic development of the region.
Social Impact
J&K Bank’s impact extends beyond economic development and financial inclusion. The bank has been actively involved in various CSR initiatives. These are aimed at improving the quality of life in the region. These initiatives cover a wide range of areas, including education, healthcare, environmental sustainability, and community development.
In the field of education, J&K Bank has supported numerous programs and scholarships to help students pursue their academic goals. The bank’s contributions to healthcare include funding for medical facilities. It also includes health camps and awareness programs. Additionally, the bank has undertaken several environmental initiatives. This includes tree plantation drives and promoting sustainable practices.
Technological Advancements
J&K Bank has also been a pioneer in adopting technological advancements to enhance its services and reach. The bank’s digital banking platforms include mobile banking, internet banking, and ATMs. These have made banking more convenient and accessible for customers. These technological innovations have improved customer experience. It has also increased operational efficiency.
Challenges and Future Prospects
Despite its significant contributions, J&K Bank faces several challenges. The political and economic instability in the region can impact the bank’s operations and growth. Additionally, the bank needs to continuously adapt to changing regulatory requirements. It needs to focus on technological advancements to stay competitive.
Jammu and Kashmir Bank Ltd has been a key player in the region’s economic and social development. It has a comprehensive range of banking services. It focuses on financial inclusion and commitment to social responsibility. The bank has made a lasting impact on the lives of people in Jammu and Kashmir. Its role in shaping the region’s future remains crucial.
The bank is in Srinagar, Jammu and Kashmir, J&K Bank falls under the banking and financial services sector. The primary promoter of the bank is the Government of Jammu and Kashmir. It holds a significant share in the institution at 59.4%. This government backing provides a strong foundation for the bank’s operations and growth.
J&K Bank offers a variety of products, including savings accounts and fixed deposits. It also offers personal loans, home loans, and car loans. There are also educational loans and insurance services through a joint venture with MetLife India Insurance Company. These products cater to the diverse financial needs of its customers, ensuring comprehensive financial solutions.
J&K Bank remains a key player in its region. The bank continues to maintain a strong presence in the market. The bank’s registered office is located at M.A. Road, Srinagar, Jammu and Kashmir. It is managed by a Board of Directors, including the Managing Director and CEO. They oversee the bank’s strategic direction and operations.
Here are the prime managing promoters:
- Baldev Prakash
- Sudhir Gupta
- Pawan Kotwal
- R K Chhibber
- Mandeep K Bhandari
The registrar for J&K Bank is KFin Technologies Private Limited. It ensures efficient management of shareholder records and transactions.
Impact of the Bank
Jammu and Kashmir Bank Ltd (J&K Bank) has been a cornerstone of the financial sector in the region since its start in 1938. Over the years, the bank has played a pivotal role in the economic development of Jammu and Kashmir. It is providing essential banking services and fostering financial inclusion.Economic Development
J&K Bank has significantly contributed to the economic growth of Jammu and Kashmir. The bank has facilitated business operations by offering a wide range of financial products and services. It has supported entrepreneurship and provided necessary capital for various sectors. The bank’s extensive network of branches ensures that even the remotest areas have access to banking services. Therefore, it promotes economic activities across the region.
The bank’s focus on lending to small and medium enterprises (SMEs) has been particularly impactful. SMEs are the backbone of the local economy, and J&K Bank’s tailored financial solutions have enabled these businesses to thrive. By providing working capital and other financial products, the bank has helped create jobs. It boosts local production and enhances the overall economic resilience of the region.
Financial Inclusion
One of the most significant impacts of J&K Bank is its role in promoting financial inclusion. The bank has been at the forefront of bringing unbanked and underbanked populations into the formal financial system. It has initiatives like opening zero-balance accounts and offering microfinance products. It has also implemented financial literacy programs. J&K Bank has empowered individuals and communities to manage their finances better.
The bank’s efforts in financial inclusion are evident in its extensive branch network. It has also deployed banking correspondents in rural areas. These measures have ensured that people in remote and underserved regions have access to essential banking services. This includes savings accounts, credit facilities, and insurance products. This inclusion has improved the financial well-being of individuals. It has also contributed to the socio-economic development of the region.
Social Impact
J&K Bank’s impact extends beyond economic development and financial inclusion. The bank has been actively involved in various CSR initiatives. These are aimed at improving the quality of life in the region. These initiatives cover a wide range of areas, including education, healthcare, environmental sustainability, and community development.
In the field of education, J&K Bank has supported numerous programs and scholarships to help students pursue their academic goals. The bank’s contributions to healthcare include funding for medical facilities. It also includes health camps and awareness programs. Additionally, the bank has undertaken several environmental initiatives. This includes tree plantation drives and promoting sustainable practices.
Technological Advancements
J&K Bank has also been a pioneer in adopting technological advancements to enhance its services and reach. The bank’s digital banking platforms include mobile banking, internet banking, and ATMs. These have made banking more convenient and accessible for customers. These technological innovations have improved customer experience. It has also increased operational efficiency.
Challenges and Future Prospects
Despite its significant contributions, J&K Bank faces several challenges. The political and economic instability in the region can impact the bank’s operations and growth. Additionally, the bank needs to continuously adapt to changing regulatory requirements. It needs to focus on technological advancements to stay competitive.
Jammu and Kashmir Bank Ltd has been a key player in the region’s economic and social development. It has a comprehensive range of banking services. It focuses on financial inclusion and commitment to social responsibility. The bank has made a lasting impact on the lives of people in Jammu and Kashmir. Its role in shaping the region’s future remains crucial.
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FAQ’s
What is the share price of Jammu and Kashmir Bank Ltd today?
Jammu and Kashmir Bank Ltd share price as on 22 Jan 2025 is ₹
90.72
What is the Market Cap of Jammu and Kashmir Bank Ltd?
The market cap of Jammu and Kashmir Bank Ltd stock is ₹10,372.04 Cr.
What is the PE Ratio of Jammu and Kashmir Bank Ltd?
The Price to Earnings (P/E) Ratio of Jammu and Kashmir Bank Ltd is 8.35
What is the PB Ratio of Jammu and Kashmir Bank Ltd?
The Price to Book (P/B) Ratio of Jammu and Kashmir Bank Ltd is 1.35
What is the 52 week high of Jammu and Kashmir Bank Ltd Share Price?
The 52 week high of Jammu and Kashmir Bank Ltd share price stands at ₹152.50
What is the 52 week low of Jammu and Kashmir Bank Ltd Share Price?
The 52 week low of Jammu and Kashmir Bank Ltd share price stands at ₹86.61
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