LIC Housing Finance Ltd Share Price

Q: What is the share price of LIC Housing Finance Ltd today?

LIC Housing Finance Ltd share price as on 22 Jan 2025 is ₹553.6

Finance - Housing - Large

NSE: LICHSGFIN Small Cap ISIN: INE115A01026

As on 22 January 2025 at 14:59 IST

₹553.60

-6.80

(-1.21%)

Sell Buy

About LIC Housing Finance Ltd

LIC Housing Finance Ltd. (LIC HFL), founded in 1989 and headquartered in Mumbai, stands as one of India's premier housing finance companies. The company is a subsidiary of the Life Insurance Corporation of India (LIC). This backing has helped LIC HFL establish itself as a cornerstone in the nation's housing finance sector. Their core services include home loans for residential properties, loan against property (LAP), and lease rental discounting (LRD) for commercial spaces. The company's financing options extend beyond traditional home loans. This includes clinic establishments, and office spaces, along with equipment financing. Read More...

Over 1 Month

-3.92%

Over 6 Months

-29.41%

Over 1 Year

-0.06%

Over 3 Years

59.23%

LIC Housing Finance Ltd Summary

Close ₹ 553.60

Open ₹ 562

High ₹ 562.75

Low ₹ 545.55

Volume 8,46,323

Net Turnover (in ₹) ₹ 33,42,66,820.35

52Wk High ₹ 826.75

52Wk Low ₹ 531

52Wk High / Low

531

826.75

LIC Housing Finance Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 30,825.53

EPS (TTM) 88.77

Book Value (BV) 609.45

Div. Yield 1.61 %

P/E (TTM) 6.30

Price/Book Value 0.92

Delivery % 32.59 %

Face Value 2

Key Ratios

PE Ratio 7.06

PB Ratio 1.07

EV to Sales 10.45

PEG Ratio 0.11

ROA 1.68

ROE 16.29

Debt-Equity 8.51

Net Profit Margin 17.50

Operating Profit Margin 90

LIC Housing Finance Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	27,277.80	22,728.21	20,005.31	19,880.22	19,706.88
Total Expenses	21,213.43	19,167.44	17,218.05	16,515.09	16,424.70
Profit Before Tax	6,064.37	3,560.77	2,787.26	3,365.13	3,282.18
Profit After Tax	4,759.56	2,891.17	2,286	2,741.13	2,403.66
Operating Profit after Depreciation	6,064.37	3,560.77	2,787.26	3,365.13	3,282.18

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	359.62	388.48	316.27	285.50	294.43
Total Non Current Assets	2,88,896.89	2,77,110.75	2,53,204.36	2,33,941.78	2,14,282.87
Total Current Assets	2,436.77	1,448.22	1,482.41	1,779.79	2,636.87
TOTAL ASSETS	2,91,333.66	2,78,558.97	2,54,686.77	2,35,721.57	2,16,919.74
Total Shareholder's Fund	31,476.66	27,184.67	24,750.82	20,601.43	18,264.87

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-7,150.98	-19,632	-16,729.27	-17,140.27	-14,737.67
Net Cash used in Investing Activities	586.85	-799.66	-1,628.52	858.22	-1,851.41
Net Cash used in Financing Activities	7,345.57	20,248.69	17,850.27	16,244.62	15,155.53

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	27,234.64	22,674.20	19,953.02	19,847.69	19,669.76
Total Expenses	21,180.72	19,117.20	17,174.87	16,499.12	16,400.77
Profit Before Tax	6,053.92	3,557	2,778.15	3,348.57	3,268.99
Profit After Tax	4,765.41	2,891.03	2,287.28	2,734.34	2,401.84
Operating Profit after Depreciation	6,053.92	3,557	2,778.15	3,348.57	3,268.99

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	360.85	356.21	287.58	247.02	254.05
Total Non Current Assets	2,88,866.96	2,77,056.62	2,53,150.63	2,33,909.83	2,14,258.76
Total Current Assets	2,337.67	1,355.39	1,416.83	1,723.49	2,546.83
TOTAL ASSETS	2,91,204.63	2,78,412.01	2,54,567.46	2,35,633.32	2,16,805.59
Total Shareholder's Fund	31,394.63	27,100.34	24,671.84	20,521.31	18,193.09

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-7,055.11	-19,611.54	-16,740.26	-17,194.66	-14,714.92
Net Cash used in Investing Activities	573.22	-830.49	-1,601.29	883.71	-1,879
Net Cash used in Financing Activities	7,299.98	20,239.24	17,834.59	16,274.38	15,157.84

Particulars (in ₹ Cr.)	2024-09	2024-06	2024-03	2023-12	2023-09
Total Revenue	6,937.72	6,796.85	6,948.21	6,804.19	6,765.44
Total Expenses	5,250.67	5,141.15	5,448.22	5,331.56	5,269.67
Profit Before Tax	-3,213.58	-3,113.85	-3,166.89	-3,191.60	-3,116.87
Profit After Tax	1,327.79	1,306.40	1,081.91	1,166.60	1,191.86
Operating Profit after Depreciation	1,688.97	1,657.97	1,500.39	1,472.63	1,496.20

Particulars (in ₹ Cr.)	2024-09	2024-06	2024-03	2023-12	2023-09
Total Revenue	6,925.81	6,783.67	6,936.41	6,792.47	6,752.83
Total Expenses	5,244.51	5,133.64	5,443.25	5,326.46	5,266.47
Profit Before Tax	-3,215.22	-3,121.62	-3,173.73	-3,197.81	-3,119.96
Profit After Tax	1,328.89	1,300.21	1,090.82	1,162.88	1,188.05
Operating Profit after Depreciation	1,687.30	1,650.05	1,493.59	1,466.04	1,492.28

LIC Housing Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 554.47

S2 548.53

S3 538.82

Pivot 564.18

R1 570.12

R2 579.83

R3 585.77

Moving Average

20 SMA 578.13

50 SMA 603.67

100 SMA 626.56

200 SMA 660.74

LIC Housing Finance Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

LIC Housing Finance Ltd

₹9/Share

Announcement Date 23 Aug 2024

Record Date 23 Aug 2024

Div Yield 450%

LIC Housing Finance Ltd Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
LIC Housing Finance Ltd	₹559.45	₹30,773.27
Bajaj Finance Ltd	₹7,287.05	₹4,51,065.82
Bajaj Finserv Ltd	₹1,715.55	₹2,73,915.37
Indian Railway Finance Corporation Ltd	₹142.40	₹1,86,095.53
Jio Financial Services Ltd	₹260.15	₹1,65,280.69
Power Finance Corporation Ltd	₹427	₹1,40,914.35

LIC Housing Finance Ltd News

LIC Housing Finance schedules board meeting

On 31 January 2025

20 Jan 2025, 12:48 pm

LIC Housing Finance Ltd gains for third consecutive session

LIC Housing Finance Ltd is quoting at Rs 565.95, up 2.35% on the day as on 12:49 IST on the NSE. The stock is down 1.62% in last one year as compared to a 8.08% spurt in NIFTY and a 11.87% spurt in the Nifty Financial Services index.

16 Jan 2025, 01:06 pm

LIC Housing Finance Ltd down for fifth straight session

LIC Housing Finance Ltd is quoting at Rs 559.95, down 2.35% on the day as on 13:19 IST on the NSE. The stock tumbled 3.16% in last one year as compared to a 8.66% rally in NIFTY and a 7.38% spurt in the Nifty Financial Services index.

10 Jan 2025, 01:35 pm

LIC Housing Finance Ltd down for fifth straight session

LIC Housing Finance Ltd is quoting at Rs 582.2, down 0.01% on the day as on 13:19 IST on the NSE. The stock jumped 13.31% in last one year as compared to a 10.45% rally in NIFTY and a 11.61% spurt in the Nifty Financial Services index.

23 Dec 2024, 01:35 pm

LIC Housing Finance Ltd spurts 1.46%, up for third straight session

LIC Housing Finance Ltd is quoting at Rs 620.05, up 1.46% on the day as on 12:49 IST on the NSE. The stock is up 33.46% in last one year as compared to a 20.57% gain in NIFTY and a 20.16% gain in the Nifty Financial Services index.

19 Nov 2024, 01:05 pm

LIC Housing Finance Ltd Stock Analysis

Annual revenue for LIC Housing Finance Ltd increased by 20.11% to ₹27,234.64 crore in FY 2024 from ₹22,674.20 crore in FY 2023.
Annual Net Profit for LIC Housing Finance Ltd increased by 64.83% to ₹4,765.41 crore in FY 2024 from ₹2,891.03 crore in FY 2023.
Promoter Shareholding in LIC Housing Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 45.24% in September 2024 to 45.24% in December 2024.
LIC Housing Finance Ltd delivered a 1-year return of -0.06% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
LIC Housing Finance Ltd share price moved down by 1.21% from its previous close of INR ₹560.40. The latest LIC Housing Finance Ltd share price is INR ₹553.60.
LIC Housing Finance Ltd share price today has been at a low of 545.55 and a high of 562.75. Over the past 52 weeks, the LIC Housing Finance Ltd share price has seen a low of 531 and a high of 826.75.

About LIC Housing Finance Ltd

LIC Housing Finance Ltd. (LIC HFL), founded in 1989 and headquartered in Mumbai, stands as one of India's premier housing finance companies. The company is a subsidiary of the Life Insurance Corporation of India (LIC), which owns 45.24% of the total equity. This backing has helped LIC HFL establish itself as a cornerstone in the nation's housing finance sector.

Tribhuwan Adhikary is the Managing Director and CEO, while Siddhartha Mohanty is the Chairperson of LIC HFL. There are also other managerial promoters who oversee the daily operations of the company. They are

P Koteswara Rao
Akshay Rout
Jagannath Mukkavilli

Under this leadership, LIC HFL offers a comprehensive suite of financial solutions. Their core services include home loans for residential properties, loan against property (LAP), and lease rental discounting (LRD) for commercial spaces. The company's financing options extend beyond traditional home loans. This is to cover various property-related needs, including clinic establishments, nursing homes, diagnostic centres, and office spaces, along with equipment financing.

The company has a significant market capitalization, which underscores its huge presence in the industry. Investors can access LIC HFL's shares through both the National Stock Exchange (ticker: LICHSGFIN) and the Bombay Stock Exchange (ticker: 500253). LIC HFL's success stems from its ability to provide tailored long-term financing solutions for property purchase and renovation projects. The company's extensive reach and product portfolio have helped it maintain its position as India's largest housing finance company.

The registered office of LIC Housing Finance Ltd. is located at Nariman Road, Mumbai. Its registrars are based near L.B.S. Marg, Vikhroli. This central location helps the company support India's real estate sector by providing accessible financing options for both residential and commercial properties.

LIC Housing Finance - Powering India's Dream Homes Since 1989

LIC Housing Finance Ltd. (LIC HFL), established on June 19, 1989, has been a cornerstone in enabling millions of Indians to realize their dream of owning a home. The company, headquartered in Mumbai, Maharashtra, has grown into one of the largest housing finance companies in India. Its journey is marked by consistent growth and a focus on innovation in the housing finance sector.

From its inception, LIC HFL was tasked with a clear mission. It was to provide long-term financial assistance for the purchase and renovation of residential properties. This was a significant need in a country where owning a home is a major aspiration for many families. Over the years, the company has developed a wide range of products to cater to the diverse needs of its customers. These include home loans and financing for the purchase or construction of clinics, nursing homes, diagnostic centres, and office spaces.

One of the key strengths of LIC HFL is its robust financial backing as a subsidiary of the Life Insurance Corporation of India (LIC), the country's largest insurance company. This association provides LIC HFL with a solid foundation and enhances its credibility in the market. It also ensures that the company has access to ample resources to support its lending operations.

The company has always prioritized customer convenience and satisfaction. It has established a vast network of offices and agents across India. This is to ensure that its services are accessible to people in urban and rural areas alike. LIC HFL's focus on customer-centricity is reflected in its streamlined loan application processes and flexible repayment options. This approach has helped it build a loyal customer base and maintain a strong presence in the housing finance market.

Innovation has been a driving force behind LIC HFL's success. The company has leveraged technology to enhance its service offerings and improve the customer experience. It has introduced online platforms for loan applications and payments. This has made it easier for customers to access its services. Additionally, LIC HFL regularly updates its product offerings to align with the evolving needs of its customers.

One of the most significant contributions of LIC HFL to India's housing sector is its role in making home ownership more affordable and accessible. The company also provides long-term financing options. As a result, it has enabled countless families to purchase their own homes. This has fulfilled individual aspirations. It has also contributed to the overall growth of the real estate sector and the economy.

The leadership team at LIC HFL has been instrumental in steering the company towards success. Their strategic vision and commitment to excellence have driven the company's growth. Under their guidance, LIC HFL has continuously adapted to market changes. It has also maintained its competitive edge.

Despite the challenges of economic fluctuations, LIC HFL has demonstrated resilience and stability. The company's prudent financial management has enabled it to tackle economic downturns. It has also helped it maintain a healthy growth trajectory. Also, the company's strong financial performance is reflected in its loan portfolio.

Looking ahead, LIC HFL is well-positioned to continue its growth and expansion. The company's strategic initiatives include exploring new markets and expanding its product portfolio. As a result, LIC HFL is poised to further solidify its position as a leader in the housing finance sector.