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Muthoot Finance Ltd Share Price

NBFC-Others

NSE: MUTHOOTFIN Mid Cap ISIN: INE414G01012
As on 22 January 2025 at 15:04 IST
As on 22 January 2025 at 15:04 IST
2,188.55
+ 23.50
(1.09%)
About Muthoot Finance Ltd

Muthoot Finance Ltd. is a leading financial corporation in India. The company is primarily known for its gold loan services. It was founded in the year 1939. Muthoot Finance has grown to become the largest gold loan non-banking financial company (NBFC) in India. The headquarters of the company is located in Kochi, Kerala, India. Muthoot Finance's main products include personal loans, gold loans, housing finance, insurance, and corporate business loans. The company also provides small business loans and money transfer services and sells gold coins. Muthoot Finance falls under the financial services sector. Read More...

Over 1 Month
4.72%
Over 6 Months
19.48%
Over 1 Year
58.73%
Over 3 Years
51.11%

Muthoot Finance Ltd Summary

Close ₹ 2,188.55
Open ₹ 2,165.05
High ₹ 2,194.35
Low ₹ 2,141.20
Volume 5,38,188
Net Turnover (in ₹) ₹ 45,83,60,061.90
52Wk High ₹ 2,275
52Wk Low ₹ 1,261.90
52Wk High / Low
1,261.90
2,275

Muthoot Finance Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 86,918.94
EPS (TTM) 109.93
Book Value (BV) 639.75
Div. Yield 1.11 %
P/E (TTM) 19.70
Price/Book Value 3.38
Delivery % 41.36 %
Face Value 10

Key Ratios

PE Ratio 14.65
PB Ratio 2.44
EV to Sales 8.95
PEG Ratio 0.88
ROA 4.87
ROE 17.86
Debt-Equity 2.39
Net Profit Margin 31.90
Operating Profit Margin 80.20

Muthoot Finance Ltd Financials

Profit and Loss

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue15,162.7411,97512,238.1611,570.209,707.27
Total Expenses9,166.247,052.236,827.986,438.725,446.88
Profit Before Tax5,996.504,922.785,410.195,131.484,260.39
Profit After Tax4,467.593,669.774,031.323,818.873,168.68
Operating Profit after Depreciation5,996.504,922.785,410.195,131.484,260.39

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets472.83377.38332.39313.19297.98
Total Non Current Assets89,567.4871,617.2165,55460,041.9148,057.42
Total Current Assets6,901.948,531.7110,762.488,599.526,824.27
TOTAL ASSETS96,469.4280,148.9276,316.4768,641.4354,881.69
Total Shareholder's Fund25,107.2121,665.7518,785.7215,575.0211,829.21

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-13,754.02-2,804.07-1,596.45-7,814.29-4,970.10
Net Cash used in Investing Activities47.67179.94410.5036.64-384.71
Net Cash used in Financing Activities11,957.59395.023,445.499,712.429,192.90

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue12,694.0410,543.7511,098.3910,574.368,722.79
Total Expenses7,245.265,877.325,789.045,567.854,665.38
Profit Before Tax5,448.784,666.435,309.355,006.514,057.41
Profit After Tax4,049.663,473.533,954.303,722.183,018.30
Operating Profit after Depreciation5,448.784,666.435,309.355,006.514,057.41

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets350.08271.77267.43246.94227.78
Total Non Current Assets79,741.0465,961.0961,066.3455,967.7444,299.04
Total Current Assets5,287.386,658.739,488.357,497.186,160.62
TOTAL ASSETS85,028.4272,619.8170,554.6963,464.9250,459.65
Total Shareholder's Fund24,290.2921,061.9318,344.5715,238.8911,571.81

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-9,301.95-1,901.72-1,141.54-7,476.52-4,458.02
Net Cash used in Investing Activities-739.06187.55407.6347.57-428.87
Net Cash used in Financing Activities8,648.76-1,035.542,795.729,041.088,677.98

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue4,928.824,473.864,163.803,820.023,606.14
Total Expenses3,130.762,820.932,567.632,284.202,139.56
Profit Before Tax-5.2651.19138.54121.87135.20
Profit After Tax1,321.221,195.661,182.271,145.311,095.29
Operating Profit after Depreciation1,826.631,671.541,611.791,558.481,492.39

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue4,117.443,703.793,408.923,167.733,059.67
Total Expenses2,402.242,200.171,975.391,777.841,727.96
Profit Before Tax157.49140.57200.81168.53173.92
Profit After Tax1,251.141,078.681,056.291,027.26991
Operating Profit after Depreciation1,723.981,509.931,443.021,397.881,345.63

Muthoot Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3
S1 2,135.70
S2 2,106.35
S3 2,082.70
Pivot 2,159.35
R1 2,188.70
R2 2,212.35
R3 2,241.70

Moving Average

20 SMA 2,149.82
50 SMA 2,037.06
100 SMA 1,999.42
200 SMA 1,878.50

Muthoot Finance Ltd Corporate Actions

Muthoot Finance Ltd

₹24/Share

Announcement Date 31 May 2024
Record Date 01 Jun 2024
Div Yield 240%

Muthoot Finance Ltd Peer Comparison

Company Price Market Cap (in ₹ Cr)
Muthoot Finance Ltd ₹2,165.30 ₹86,928.98
Bajaj Finance Ltd ₹7,287.05 ₹4,51,065.82
Bajaj Finserv Ltd ₹1,715.55 ₹2,73,915.37
Indian Railway Finance Corporation Ltd ₹142.40 ₹1,86,095.53
Jio Financial Services Ltd ₹260.15 ₹1,65,280.69
Power Finance Corporation Ltd ₹427 ₹1,40,914.35

Muthoot Finance Ltd News

Muthoot Finance to conduct board meeting

On 12 February 2025

21 Jan 2025, 10:55 am

Muthoot Finance Ltd gains for fifth session

Muthoot Finance Ltd is quoting at Rs 2171, up 1.63% on the day as on 12:44 IST on the NSE. The stock is up 49.24% in last one year as compared to a 9.67% gain in NIFTY and a 10.68% gain in the Nifty Financial Services.

01 Jan 2025, 01:00 pm

Muthoot Finance Ltd soars 2%, up for third straight session

Muthoot Finance Ltd is quoting at Rs 2111, up 2% on the day as on 12:49 IST on the NSE. The stock is up 44% in last one year as compared to a 9.48% gain in NIFTY and a 10.94% gain in the Nifty Financial Services index.

30 Dec 2024, 01:05 pm

Muthoot Money allots 3.30 lakh equity shares to Muthoot Finance

27 Dec 2024, 03:37 pm

Muthoot Finance Ltd gains for fifth session

Muthoot Finance Ltd is quoting at Rs 2087.5, up 1.11% on the day as on 12:44 IST on the NSE. The stock is up 42.29% in last one year as compared to a 17.46% spurt in NIFTY and a 16.84% spurt in the Nifty Financial Services.

12 Dec 2024, 01:00 pm

Muthoot Finance Ltd Stock Analysis

  1. Annual revenue for Muthoot Finance Ltd increased by 20.39% to ₹12,694.04 crore in FY 2024 from ₹10,543.75 crore in FY 2023.
  2. Annual Net Profit for Muthoot Finance Ltd increased by 16.59% to ₹4,049.66 crore in FY 2024 from ₹3,473.53 crore in FY 2023.
  3. Promoter Shareholding in Muthoot Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 73.35% in September 2024 to 73.35% in December 2024.
  4. Muthoot Finance Ltd delivered a 1-year return of 58.73% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
  5. Muthoot Finance Ltd share price moved up by 1.09% from its previous close of INR ₹2,165.05. The latest Muthoot Finance Ltd share price is INR ₹2,188.55.
  6. Muthoot Finance Ltd share price today has been at a low of 2,141.20 and a high of 2,194.35. Over the past 52 weeks, the Muthoot Finance Ltd share price has seen a low of 1,261.90 and a high of 2,275.

About Muthoot Finance Ltd

Muthoot Finance Ltd. is a leading financial corporation in India. It is mainly known for its gold loan services. The company provides personal and business loans secured by gold jewellery. This offering caters to individuals who do not have access to formal credit. In addition to gold loans, Muthoot Finance offers other forms of insurance, loans, and money transfer services and sells gold coins.

Muthoot Finance falls under the financial services sector. The company was established in 1939, making it over many decades old. Over the decades, Muthoot Finance has grown to become the largest gold loan non-banking financial company (NBFC) in India. The company is known for its trustworthiness and customer-centric approach.

The headquarters of Muthoot Finance Ltd. is located in Kochi, Kerala, India. The company is promoted by the Muthoot family, with George Jacob Muthoot serving as the Chairman and George Alexander Muthoot as the Managing Director. Their leadership has been pivotal in driving the company's growth and success.
The managerial promoters of the company include:
  • George Thomas Muthoot
  • Alexander George
  • George Alexander

Muthoot Finance's main products include personal loans, gold loans, housing finance, small business loans, SME loans, insurance, and corporate business loans. The company also provides money transfer services and sells gold coins. Muthoot Finance operates over 5,000 branches across India and has a presence in the UK, the US, and the UAE.

Muthoot Finance is the largest gold loan NBFC in India, holding a significant market share in the gold loan sector. The company's extensive network of branches and comprehensive range of financial products has positioned it as a key player in the industry.

The promoter shareholding of the company stands at 73.35%. This promoter shareholding is held by the Muthoot family. Among them, George Jacob Muthoot and George Thomas hold major stakes. They both own 10.87% of the stake. This demonstrates strong promoter commitment to the business.

The registered office of Muthoot Finance Ltd. is located at Muthoot Chambers, Opposite Saritha Theatre Complex, Banerji Road, Kochi - 682018, Kerala, India. Its registrar & transfer agent is KFin Technologies Private Limited.

Muthoot Finance Ltd. is a well-established financial services company in India. The company is known for its comprehensive range of financial products and strong market presence. Its commitment to innovation, quality, and customer satisfaction has solidified its position as a trusted name in the financial services industry.

Influence of the Company

Muthoot Finance Ltd. is a prominent financial corporation in India. The company is primarily known for its gold loan services. It provides personal and business loans secured by gold jewellery, catering to individuals who do not have access to formal credit. In addition to gold loans, Muthoot Finance offers other forms of insurance and loans and sells gold coins and money transfer services.

Economic Impact
Muthoot Finance has had a large economic impact on the Indian financial services sector. It provides accessible credit through gold loans. Thus, the company has enabled millions of individuals and small businesses to meet their financial needs. This access to credit has facilitated economic activities and supported entrepreneurship. Also, this has contributed to the economic growth of the regions where Muthoot Finance operates. The company has extensive network of over 5,000 branches across India. This ensures that even individuals in remote areas can access financial services.

Financial Inclusion
One of the significant influences of Muthoot Finance is its role in promoting financial inclusion. The company caters to individuals who are often excluded from the formal banking system due to a lack of credit history or collateral. Muthoot Finance provides these individuals with an opportunity to access credit and improve their financial stability by offering gold loans. This focus on financial inclusion has helped bridge the gap between the formal financial sector and underserved communities.

Customer-Centric Approach
Muthoot Finance's customer-centric approach has set new standards in the financial services industry. The company focuses on understanding and meeting the specific needs of its customers. This ensures that they receive personalized and comprehensive financial solutions. Muthoot Finance's commitment to customer satisfaction has resulted in high customer retention rates and long-term relationships with clients.

Innovation and Technological Advancements
Muthoot Finance is at the forefront of innovation and technological advancements in the financial services sector. The company leverages advanced technologies such as digital platforms and data analytics to enhance its operations and improve customer experience. By embracing technology, Muthoot Finance has improved its operational efficiency and reduced transaction times. Also, this enables the company to provide innovative financial solutions to its customers.

Corporate Social Responsibility
Muthoot Finance is committed to corporate social responsibility (CSR). Also, it undertakes various initiatives to support community development. The company's CSR activities focus on healthcare, education, and environmental sustainability. Muthoot Finance has made a positive impact on the lives of many individuals and communities, fostering social and economic development by investing in these areas. The company's CSR initiatives have also enhanced its reputation as a socially responsible and ethical organization.

Muthoot Finance Ltd. has made a significant impact on the Indian financial services sector and the economy. The company has contributed to economic growth and financial inclusion. This is done through its accessible customer-centric approach, innovation, and technological advancements. Muthoot Finance's focus on corporate social responsibility has further enhanced its influence and reputation.

FAQ’s

What is the share price of Muthoot Finance Ltd today?

Muthoot Finance Ltd share price as on 22 Jan 2025 is ₹ 2188.55

What is the Market Cap of Muthoot Finance Ltd?

The market cap of Muthoot Finance Ltd stock is ₹86,918.94 Cr.

What is the PE Ratio of Muthoot Finance Ltd?

The Price to Earnings (P/E) Ratio of Muthoot Finance Ltd is 14.65

What is the PB Ratio of Muthoot Finance Ltd?

The Price to Book (P/B) Ratio of Muthoot Finance Ltd is 2.44

What is the 52 week high of Muthoot Finance Ltd Share Price?

The 52 week high of Muthoot Finance Ltd share price stands at ₹2,275

What is the 52 week low of Muthoot Finance Ltd Share Price?

The 52 week low of Muthoot Finance Ltd share price stands at ₹1,261.90

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