PNB Housing Finance Ltd Share Price

Q: What is the share price of PNB Housing Finance Ltd today?

PNB Housing Finance Ltd share price as on 22 Jan 2025 is ₹911.45

Finance - Housing - Large

NSE: PNBHOUSING Small Cap ISIN: INE572E01012

As on 22 January 2025 at 15:59 IST

₹911.45

+ 12.95

(1.44%)

Sell Buy

About PNB Housing Finance Ltd

PNB Housing Finance Limited offers a range of housing finance solutions. This includes home loans, loans against property, and fixed deposit schemes. Founded on November 11, 1988, it has years of experience in the financial services sector. The company’s headquarters is located on the 9th Floor of Antriksh Bhavan, 22 Kasturba Gandhi Marg, in the city of New Delhi, India. It falls under the financial services sector, particularly housing finance. The company continues to provide reliable and efficient financial solutions to its customers. It is mainly known for its innovation and customer-centric approach. Read More...

Over 1 Month

6.59%

Over 6 Months

13.46%

Over 1 Year

4.04%

Over 3 Years

134.56%

PNB Housing Finance Ltd Summary

Close ₹ 911.45

Open ₹ 935

High ₹ 935

Low ₹ 846.90

Volume 57,78,917

Net Turnover (in ₹) ₹ 56,31,49,898.15

52Wk High ₹ 1,202.20

52Wk Low ₹ 604

52Wk High / Low

604

1,202.20

PNB Housing Finance Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 23,347.99

EPS (TTM) 65.45

Book Value (BV) 609.33

Div. Yield -

P/E (TTM) 13.72

Price/Book Value 1.47

Delivery % 39.25 %

Face Value 10

Key Ratios

PE Ratio 10.70

PB Ratio 1.09

EV to Sales 9.82

PEG Ratio -1.79

ROA 2.18

ROE 11.80

Debt-Equity 4.20

Net Profit Margin 21.75

Operating Profit Margin 89.51

PNB Housing Finance Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	7,057.09	6,529.66	6,200.73	7,624.08	8,489.55
Total Expenses	5,103.19	5,168.75	5,116.77	6,417.05	7,678.54
Profit Before Tax	1,953.90	1,360.91	1,083.96	1,207.03	811.01
Profit After Tax	1,508.01	1,046	836.48	929.90	646.24
Operating Profit after Depreciation	1,953.90	1,360.91	1,083.96	1,207.03	811.01

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	216.09	148.87	153.41	183.10	253.36
Total Non Current Assets	68,803.97	61,331.22	59,371.48	63,302.82	69,244.84
Total Current Assets	3,600.88	5,542.48	6,358.13	8,089.38	9,684.89
TOTAL ASSETS	72,404.85	66,873.70	65,729.61	71,392.20	78,929.73
Total Shareholder's Fund	14,974.44	11,013.86	9,871.63	8,923.03	7,997.77

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-4,661.51	-1,865.03	6,254.26	6,611.28	8,928.50
Net Cash used in Investing Activities	-1,186.08	175.78	-1,474.99	20.55	-62.53
Net Cash used in Financing Activities	4,178.63	301.47	-6,732.22	-8,177.59	-4,385.61

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	7,023.98	6,492.39	6,145.92	7,583.98	8,485.92
Total Expenses	5,052.30	5,125.58	5,083.15	6,397.26	7,660.92
Profit Before Tax	1,971.68	1,366.81	1,062.77	1,186.72	825
Profit After Tax	1,527.42	1,056.27	821.92	925.22	682.31
Operating Profit after Depreciation	1,971.68	1,366.81	1,062.77	1,186.72	825

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	215.75	148.41	153	182.48	252.53
Total Non Current Assets	68,899.20	61,391.11	59,405.09	63,332.80	69,246.76
Total Current Assets	3,472.01	5,413.85	6,244.21	7,999.72	9,627.42
TOTAL ASSETS	72,371.21	66,804.96	65,649.30	71,332.52	78,874.18
Total Shareholder's Fund	14,932.37	10,952.57	9,800.54	8,867.18	7,947.16

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-4,644.14	-1,772.04	6,216.35	6,565.56	8,911.14
Net Cash used in Investing Activities	-1,193.48	173.63	-1,476.23	5.33	-62.41
Net Cash used in Financing Activities	4,178.64	301.47	-6,732.19	-8,176.92	-4,362.24

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	1,941.76	1,878.68	1,823.06	1,809.95	1,754.75
Total Expenses	1,313.08	1,261.08	1,264.55	1,239.98	1,302.65
Profit Before Tax	-542.27	-513.77	-542.75	-509.89	-646.32
Profit After Tax	483.27	469.68	432.81	439.25	338.44
Operating Profit after Depreciation	630.03	618.58	567.53	573.99	453.35

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	1,922.76	1,867.53	1,812.53	1,800.72	1,748.05
Total Expenses	1,307.44	1,248.65	1,249.97	1,225.58	1,293.20
Profit Before Tax	-555.12	-512.20	-538.52	-503.96	-641.74
Profit After Tax	471.43	471.70	438.71	443.80	346.54
Operating Profit after Depreciation	617.45	620.41	572.04	580.16	458.27

PNB Housing Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 880.67

S2 862.83

S3 835.27

Pivot 908.23

R1 926.07

R2 953.63

R3 971.47

Moving Average

20 SMA 878.76

50 SMA 894.37

100 SMA 939.94

200 SMA 863.18

PNB Housing Finance Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

No available data

AGM Date: 26 Jul 2022

AGM:26.07.2022 Intimation of 34th Annual General Meeting of the Company We are enclosing a copy of Annual Report for Financial Year 2021-22 and the Notice convening the 34th Annual General Meeting of the Company scheduled to be held on Tuesday, July 26, 2022 at 03:00 P.M. Intimation of 34th Annual General Meeting. (As Per BSE Announcement dated on 30.06.2022) Intimation under Regulation 30 of SEBI (Listing Regulations and Disclosure Requirements) Regulations, 2015 (Listing Regulations)- Summary of 34th AGM (As Per BSE Announcement Dated on 27.07.2022) Intimation under Regulation 30 of the SEBI (Listing Regulations and Disclosures Requirements) Regulations, 2015 (Listing Regulations): 34th Annual General Meeting (''AGM'') of PNB Housing Finance Limited ('the Company') was held on Tuesday, July 26, 2022 through Video Conferencing ('VC')/Other Audio Visual Means ('OAVM'). PNB Housing Finance Ltd has informed BSE regarding the details of Voting results of AGM, under Regulation 44(3) of SEBI (LODR) Regulations, 2015. (As Per BSE Announcement dated on 28.07.2022)

AGM Date: 10 Aug 2023

Pursuant to provisions of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 read with General Circulars issued by MCA, please find enclosed herewith copies of newspaper advertisement published in Business Standard (Hindi and English), intimating that the 35th AGM of PNB Housing Finance Limited is scheduled to be held on Thursday, August 10, 2023 at 04:00 P.M. (IST) through Video Conferencing (VC)/ Other Audio Visual Means (OAVM). We are enclosing a copy of Annual Report for Financial Year 2022-23 and the Notice convening the 35th Annual General Meeting of the PNB Housing Finance Limited ('Company') scheduled to be held on Thursday, August 10, 2023 at 04.00 P.M. (IST) through Video Conferencing (VC)/ Other Audio-Visual Means (OAVM). (As Per BSE Announcement Dated on 13.07.2023) Pursuant to Regulation 30, Part A of Schedule III of the Listing Regulations, we are submitting herewith the proceedings of the 35th Annual General Meeting (''AGM'') of PNB Housing Finance Limited ('the Company') held on Thursday, August 10, 2023 through Video Conferencing ('VC')/Other Audio Visual Means ('OAVM'). The AGM commenced at 04.00 pm and concluded at 5.53 pm. (As per BSE Announcement Dated on 10/08/2023) Intimation under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 for approval of alteration of Articles of Association. (As Per BSE Announcement dated on 11.08.2023)

AGM Date: 12 Aug 2024

The 36th Annual General Meeting of the Company will be conducted through Video Conference/Other Audio-Visuals Means (OAVM) on Monday, August 12, 2024 at 03:00 P.M. We are enclosing a copy of Annual Report for the Financial Year 2023 - 24 and the Notice convening the 36th Annual General Meeting of PNB Housing Finance Limited scheduled to be held on Monday, August 12, 2024 at 03:00 P.M. (IST) through Video Conferencing and other Audio - Visual Means facility. For reference enclosed herewith file. (As Per BSE Announcement Dated on: 17/07/2024)

PNB Housing Finance Ltd Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
PNB Housing Finance Ltd	₹898.15	₹23,338.89
Bajaj Finance Ltd	₹7,287.05	₹4,51,065.82
Bajaj Finserv Ltd	₹1,715.55	₹2,73,915.37
Indian Railway Finance Corporation Ltd	₹142.40	₹1,86,095.53
Jio Financial Services Ltd	₹260.15	₹1,65,280.69
Power Finance Corporation Ltd	₹427	₹1,40,914.35

PNB Housing Finance Ltd News

PNB Housing edges higher after strong Q3 performance

PNB Housing Finance added 2.07% to Rs 916.70 after the company reported 42.9% rise in consolidated net profit to Rs 484 crore on a 12.7% increase in total income to Rs 1,943.11 crore in Q3 FY25 as compared with Q3 FY24.

22 Jan 2025, 03:15 pm

PNB Housing Finance to convene board meeting

On 21 January 2025

14 Jan 2025, 08:21 pm

PNB Housing Finance allots NCDs aggregating Rs 400 cr

On private placement basis

07 Jan 2025, 06:54 pm

PNB Housing Finance allots 12,308 equity shares under ESOP

09 Dec 2024, 10:03 am

India Ratings affirms PNB Housing's 'AA+' rating with 'stable' outlook

PNB Housing Finance (PNBHF) said that the India Ratings and Research has afformed the company's long-term rating at 'AA+' with 'stable' outlook.

22 Nov 2024, 01:18 pm

PNB Housing Finance Ltd Stock Analysis

Annual revenue for PNB Housing Finance Ltd increased by 8.19% to ₹7,023.98 crore in FY 2024 from ₹6,492.39 crore in FY 2023.
Annual Net Profit for PNB Housing Finance Ltd increased by 44.61% to ₹1,527.42 crore in FY 2024 from ₹1,056.27 crore in FY 2023.
Promoter Shareholding in PNB Housing Finance Ltd remains unchanged by 0.00% in the most recent quarter, from 28.11% in September 2024 to 28.11% in December 2024.
PNB Housing Finance Ltd delivered a 1-year return of 4.04% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
PNB Housing Finance Ltd share price moved up by 1.44% from its previous close of INR ₹898.50. The latest PNB Housing Finance Ltd share price is INR ₹911.45.
PNB Housing Finance Ltd share price today has been at a low of 846.90 and a high of 935. Over the past 52 weeks, the PNB Housing Finance Ltd share price has seen a low of 604 and a high of 1,202.20.

About PNB Housing Finance Ltd

PNB Housing Finance Limited is a prominent player in the housing finance sector. It is offering a wide range of financial solutions primarily focused on housing finance. Established on November 11, 1988, the company boasts many years of experience in the industry. Its headquarters is located on the 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi, India. PNB Housing Finance has established a strong presence in the market.

The company is promoted by Punjab National Bank (PNB), one of India’s leading banks. PNB Housing Finance provides various products, including home loans, loans against property and home improvement loans. It also provides home construction loans, plot loans, and home extension loans. The services also include land loans and lease rental discounting. Additionally, the company offers fixed deposit schemes to its customers.

PNB Housing Finance is a leading player in the housing finance sector. Its comprehensive range of products and strong backing from Punjab National Bank have solidified its position as a significant entity in the financial services industry.

Promoter shareholding is held by Punjab National Bank at 28.13%, ensuring a stable and reliable foundation for the company. The registered office is located at Sahakar Bazaar Building, 1st Floor, Guru Nanak Marg, Mumbai, Maharashtra 400050. Link Intime India Private Ltd serves as the company’s registrar.

Here are the top managing promoters of the company:

Girish Kousgi
R Chandrasekaran
Nilesh S Vikamsey
Atul Kumar Goel
Sunil Kaul

The management team is led by Girish Kousgi as Managing Director and CEO. The team comprises experienced professionals dedicated to driving the company’s growth and success. PNB Housing Finance continues to be a key player in India’s housing finance sector, providing reliable and efficient financial solutions to its customers.

History of the company

PNB Housing Finance Limited was incorporated on November 11, 1988. It is a private limited company under the Companies Act 1956. The company has grown to become a significant player in the Indian housing finance sector. Initially, it was known as PNB Housing Finance Private Limited. Punjab National Bank (PNB), one of India’s leading banks, promoted the company. Over the years, PNB Housing Finance has expanded its product offerings and strengthened its market presence.

In 2009, Destimoney Enterprises Private Limited (DEPL) got a 26% stake in PNB Housing Finance. This marks a significant milestone in the company’s journey. This partnership helped the company enhance its capabilities and expand its reach. The following year, PNB Housing Finance launched a business process re-engineering project called "Kshitij." The project aimed to streamline operations and improve efficiency.

By 2011, the company introduced a new brand image and implemented a robust and scalable target operating model (TOM). In 2012, DEPL raised its stake from 26% to 49%, further solidifying its commitment to the company’s growth. PNB Housing Finance continued to grow, and by 2014, its assets under management (AUM) crossed INR 10,000 crore.

In 2015, DEPL was bought by QIH, which further strengthened PNB Housing Finance’s position in the market. The company has consistently focused on innovation and customer satisfaction. This has earned it a reputation as a trusted name in the housing finance sector. It has a solid system of branches spread out in the country and a strong leadership team. PNB Housing Finance has continued to deliver reliable and efficient financial solutions to its customers.

Today, PNB Housing Finance offers a wide range of products, including home loans and loans against property. It also offers home improvement loans and home construction loans. The service list also includes plot loans and home extension loans. There are also services of land loans, and lease rental discounting. The company also provides fixed deposit schemes, catering to the diverse financial needs of its customers.

With over 35 years of experience, PNB Housing Finance remains committed to making home loans simpler and more accessible to its customers. The company’s headquarters is located on the 9th Floor, Antriksh Bhavan, 22 Kasturba Gandhi Marg, New Delhi, India. The management team is led by Girish Kousgi as Managing Director and CEO. The team also has Sanjay Jain as Company Secretary & Compliance Head and Anubhav Rajput as Chief Technology Officer. They continue to drive the company’s growth and success.

PNB Housing Finance’s journey is a testament to its resilience, innovation, and dedication to providing quality financial services. The company still continues to expand its footprint and enhance its product offerings. It remains a key player in India’s housing finance sector.

In recent years, the company has also focused on digital transformation initiatives to enhance customer experience and streamline operations. PNB Housing Finance leverages technology to offer seamless and efficient services. This makes the home loan process more user-friendly and accessible. The finance hub adapts continuous innovation and customer-centric strategies. The company still aims to maintain its competitive edge and continue its legacy of excellence in the housing finance industry.