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Punjab National Bank Share Price

Banks - Public Sector

NSE: PNB Large Cap ISIN: INE160A01022
As on 22 January 2025 at 13:19 IST
As on 22 January 2025 at 13:19 IST
97.13
-3.19
(-3.18%)
About Punjab National Bank

Punjab National Bank (PNB) is one of India's largest nationalized banks. It provides comprehensive banking and financial services. The bank was founded in the year 1894 during the Swadeshi movement. It was nationalized in 1969 and underwent a significant merger with the Oriental Bank of Commerce and the United Bank of India in 2020. The headquarters of the bank is in New Delhi, India. PNB offers retail banking, corporate banking and digital banking services. These banking services include savings accounts, current accounts, fixed deposits, various loans, credit cards, and treasury services. Read More...

Over 1 Month
-1.05%
Over 6 Months
-15.10%
Over 1 Year
1.59%
Over 3 Years
158.56%

Punjab National Bank Summary

Close ₹ 97.13
Open ₹ 100.32
High ₹ 100.79
Low ₹ 96.30
Volume 2,09,71,700
Net Turnover (in ₹) ₹ 2,20,41,30,841.64
52Wk High ₹ 142.90
52Wk Low ₹ 92.40
52Wk High / Low
92.40
142.90

Punjab National Bank Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 1,15,297.21
EPS (TTM) 11.13
Book Value (BV) 98.61
Div. Yield 1.43 %
P/E (TTM) 9.01
Price/Book Value 1.02
Delivery % 24.62 %
Face Value 2

Key Ratios

PE Ratio 16.60
PB Ratio 1.39
EV to Sales 13.36
PEG Ratio 0.07
ROA 0.54
ROE 8.70
Debt-Equity -
Net Profit Margin -
Operating Profit Margin -

Punjab National Bank Financials

Profit and Loss

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue1,22,394.0199,084.8888,339.4994,169.9464,306.13
Total Expenses1,09,062.3094,223.4683,745.0390,387.5863,479.12
Profit Before Tax14,159.955,150.864,826.094,324.52827
Profit After Tax9,157.153,358.783,907.592,694.59363.33
Operating Profit after Depreciation13,331.714,861.424,594.463,782.36827

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets12,347.8412,083.9610,696.2111,048.707,261.98
TOTAL ASSETS15,98,635.9614,93,648.9413,39,301.1312,79,725.068,51,457.24
Total Shareholder's Fund1,10,386.731,02,880.5097,581.9292,534.3463,876.37

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-27,939.4422,592.1020,032.3330,950.35-12,793.04
Net Cash used in Investing Activities-1,506.42-732.47-1,204.38-786.84-338.33
Net Cash used in Financing Activities3,517.571,274.972,031.505,415.1713,591.15

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue1,20,285.1697,286.6487,199.4992,740.7263,074.16
Total Expenses1,07,090.9592,998.3882,883.1089,261.3262,335.18
Profit Before Tax13,194.214,288.264,316.393,479.40738.98
Profit After Tax8,244.622,507.203,456.962,021.62336.19
Operating Profit after Depreciation13,194.214,288.264,316.393,479.40738.98

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets12,318.7712,051.0710,673.6111,020.907,239.07
TOTAL ASSETS15,61,835.0114,61,831.3613,14,805.0212,60,632.628,30,665.91
Total Shareholder's Fund1,06,476.5799,855.6695,486.9090,937.3162,357.49

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-27,894.6021,779.9720,463.6230,902.95-12,612.60
Net Cash used in Investing Activities-1,539.34-682.24-1,207.35-839.17-239.48
Net Cash used in Financing Activities3,429.711,364.302,040.805,292.8913,557.07

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue-----
Total Expenses-----
Profit Before Tax6,728.645,751.074,939.873,634.362,778.29
Profit After Tax-----
Operating Profit after Depreciation-----

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue-----
Total Expenses-----
Profit Before Tax6,565.305,268.844,827.633,591.602,772.25
Profit After Tax-----
Operating Profit after Depreciation-----

Punjab National Bank Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3
S1 99.25
S2 98.18
S3 96.88
Pivot 100.55
R1 101.62
R2 102.92
R3 103.99

Moving Average

20 SMA 101.28
50 SMA 103.40
100 SMA 104.72
200 SMA 114.57

Punjab National Bank Corporate Actions

Punjab National Bank

₹1.5/Share

Announcement Date 21 Jun 2024
Record Date 22 Jun 2024
Div Yield 75%

Punjab National Bank Peer Comparison

Company Price Market Cap (in ₹ Cr)
Punjab National Bank ₹100.30 ₹1,15,274.22
HDFC Bank Ltd ₹1,641.75 ₹12,55,662.20
ICICI Bank Ltd ₹1,196.10 ₹8,44,456.69
State Bank of India ₹759 ₹6,77,378.66
Kotak Mahindra Bank Ltd ₹1,893.40 ₹3,76,440.80
Axis Bank Ltd ₹969.75 ₹3,00,168.51

Punjab National Bank News

PNB rises as domestic deposits climb 14% YoY in Q3 FY25

Punjab National Bank (PNB) gained 2.63% to Rs 105.40 after its domestic deposits increased 14.4% to Rs 14,75,482 crore as on December 2024 compared with Rs 12,89,270 crore posted in December 2023.

02 Jan 2025, 02:19 pm

Punjab National Bank announces cessation of MD & CEO

01 Jan 2025, 11:48 am

Punjab National Bank receives affirmation in credit ratings

13 Dec 2024, 06:49 pm

Punjab National Bank up for third straight session

Punjab National Bank is quoting at Rs 105.18, up 1.03% on the day as on 12:49 IST on the NSE. The stock is up 33.9% in last one year as compared to a 21.51% jump in NIFTY and a 18.81% jump in the Nifty Bank index.

26 Nov 2024, 01:05 pm

Punjab National Bank announces board meeting date

On 28 October 2024

24 Oct 2024, 05:50 pm

Punjab National Bank Stock Analysis

  1. Annual revenue for Punjab National Bank increased by 23.64% to ₹1,20,285.16 crore in FY 2024 from ₹97,286.64 crore in FY 2023.
  2. Annual Net Profit for Punjab National Bank increased by 228.84% to ₹8,244.62 crore in FY 2024 from ₹2,507.20 crore in FY 2023.
  3. Promoter Shareholding in Punjab National Bank remains unchanged by 0.00% in the most recent quarter, from 70.08% in September 2024 to 70.08% in December 2024.
  4. Punjab National Bank delivered a 1-year return of 1.59% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
  5. Punjab National Bank share price moved down by 3.18% from its previous close of INR ₹100.32. The latest Punjab National Bank share price is INR ₹97.13.
  6. Punjab National Bank share price today has been at a low of 96.30 and a high of 100.79. Over the past 52 weeks, the Punjab National Bank share price has seen a low of 92.40 and a high of 142.90.

About Punjab National Bank

Punjab National Bank (PNB) provides a comprehensive range of banking and financial services. It is one of India's largest nationalized banks. Operating in the Banking and Financial Services sector, PNB is classified as a public sector bank under the ownership of the Government of India.

PNB was established in 1894 during the Swadeshi movement. It has a rich history spanning over a century. The bank was nationalized in 1969 along with 13 other major Indian banks. This marks its transition to public sector ownership. In 2020, the bank underwent a significant merger with the Oriental Bank of Commerce and the United Bank of India, further strengthening its position.

The bank's headquarters is located in New Delhi, India. Being a public sector bank, the Government of India serves as the primary promoter. It holds the entire 70.08% of the bank's promoter shareholding.

PNB offers a wide range of products, including retail banking, corporate banking, digital banking, international banking, and treasury services. Its key products include savings accounts, current accounts and fixed deposits. The bank also provides loans (home, personal, vehicle, education), credit cards, and various digital banking solutions.

PNB is not the largest bank by market capitalization. However, it is India's second-largest public sector bank after the State Bank of India in terms of business size and branch network.

The registered office of the company is located at Plot No 4, Sector 10, Dwarka, New Delhi - 110075, India. Its registrar & transfer agent is Beetal Financial & Computer Services (P) Ltd.
The key managerial promoters of the company include:
  • K G Ananthakrishnan
  • Atul Kumar Goel
  • M Paramasivam
  • Binod Kumar
  • Kalyan Kumar

The bank plays a crucial role in India's financial inclusion initiatives. Also, it has a strong presence in both urban and rural areas, serving millions of customers through its extensive network.

Influence of the Company

Punjab National Bank (PNB) was established during the Swadeshi movement in 1894. It has been a cornerstone of India's banking sector for over a century. Its influence extends beyond mere banking services, playing a pivotal role in shaping India's financial landscape. Also, it is contributing significantly to the nation's economic development. As the second-largest public sector bank, PNB's impact is evident across various economic and social dimensions.

Financial Inclusion Impact
PNB has been instrumental in promoting financial inclusion across India, particularly in rural and semi-urban areas. The bank has brought formal banking services to millions of previously unbanked citizens. This is achieved through its extensive network of several branches and ATMs. Their focus on rural banking has helped reduce dependency on informal lending sources and promoted organized financial services in remote areas.

Economic Development Role
The bank has significantly contributed to India's economic growth by providing credit to various sectors. PNB's lending policies have supported both large corporations and MSMEs. This plays a crucial role in industrial development. Their priority sector lending has been particularly influential in agriculture, small businesses, and housing sectors, contributing to grassroots economic development.

Digital Banking Revolution
PNB has been at the forefront of digital banking transformation in India. The bank has influenced how millions of Indians conduct their banking transactions. This is done by embracing technology and introducing various digital banking solutions. Their digital initiatives have improved banking accessibility and reduced the cost of financial services for customers across economic segments.

Employment Generation
As one of India's largest employers in the banking sector, PNB has created significant direct employment opportunities. Moreover, the bank has indirectly contributed to job creation across multiple sectors. This is accomplished through its lending activities and support to various industries. Their training programs have helped develop skilled banking professionals who have contributed to the entire banking industry.

Social Welfare Initiatives
The bank's influence extends to social welfare through various initiatives. PNB has been active in implementing government schemes like Jan Dhan Yojana, direct benefit transfers, and various pension schemes. Their corporate social responsibility initiatives have impacted the education, healthcare, and skill development sectors.

Agricultural Sector Impact
PNB has significantly influenced India's agricultural sector through specialized lending programs and rural banking services. Their support to farmers through various schemes and credit facilities has helped modernize agricultural practices and improve rural livelihoods.

International Banking Influence
The bank's international presence has facilitated trade finance and NRI services. This influences India's international trade and remittance flows. Their overseas operations have helped Indian businesses expand globally and supported the Indian diaspora's banking needs.

Punjab National Bank's influence on India's banking sector and overall economy has been profound and multifaceted. PNB has consistently adapted to changing times while maintaining its core mission of serving the nation's banking needs. The bank's impact on financial inclusion and economic development continues to shape India's banking sector.

As the banking industry evolves with new technologies and changing customer preferences, PNB's role remains crucial in bridging the gap between traditional and modern banking while ensuring financial services reach all segments of society. The bank's legacy and continued influence make it not just a financial institution but a vital contributor to India's economic and social development.

FAQ’s

What is the share price of Punjab National Bank today?

Punjab National Bank share price as on 22 Jan 2025 is ₹ 97.13

What is the Market Cap of Punjab National Bank?

The market cap of Punjab National Bank stock is ₹1,15,297.21 Cr.

What is the PE Ratio of Punjab National Bank?

The Price to Earnings (P/E) Ratio of Punjab National Bank is 16.60

What is the PB Ratio of Punjab National Bank?

The Price to Book (P/B) Ratio of Punjab National Bank is 1.39

What is the 52 week high of Punjab National Bank Share Price?

The 52 week high of Punjab National Bank share price stands at ₹142.90

What is the 52 week low of Punjab National Bank Share Price?

The 52 week low of Punjab National Bank share price stands at ₹92.40

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