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Shriram Finance Ltd Share Price

Finance - Large

NSE: SHRIRAMFIN Large Cap ISIN: INE721A01047
As on 22 January 2025 at 15:14 IST
As on 22 January 2025 at 15:14 IST
519.30
-1.00
(-0.19%)
About Shriram Finance Ltd

Shriram Finance Ltd. is a major non-banking financial company (NBFC) in India, offering a wide range of financial services. Operating in the financial services sector, Shriram Finance has been a major player in the NBFC industry for decades. Established in 1979, the company is headquartered in Chennai, Tamil Nadu. Its long-standing presence in the market makes it one of the most trusted financial service providers in India. Their key focus areas include providing credit solutions such as loans for commercial vehicles. They also offer personal loans and small business loans. Read More...

Over 1 Month
-9.76%
Over 6 Months
-7.99%
Over 1 Year
14.13%
Over 3 Years
117.06%

Shriram Finance Ltd Summary

Close ₹ 519.30
Open ₹ 520.35
High ₹ 528.35
Low ₹ 513.05
Volume 53,47,177
Net Turnover (in ₹) ₹ 4,03,26,88,262.35
52Wk High ₹ 730.45
52Wk Low ₹ 438.60
52Wk High / Low
438.60
730.45

Shriram Finance Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 97,831.69
EPS (TTM) 41.57
Book Value (BV) 277.27
Div. Yield 1.73 %
P/E (TTM) 12.53
Price/Book Value 1.88
Delivery % 51.17 %
Face Value 2

Key Ratios

PE Ratio 12.34
PB Ratio 1.83
EV to Sales 7.54
PEG Ratio 0.62
ROA 3.07
ROE 15.65
Debt-Equity 3.74
Net Profit Margin 20.55
Operating Profit Margin 71.79

Shriram Finance Ltd Financials

Profit and Loss

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue36,412.9930,508.3919,274.2317,436.4016,575.76
Total Expenses26,452.8222,294.6715,724.9814,158.3913,137.09
Profit Before Tax9,960.178,213.723,549.253,278.013,438.67
Profit After Tax7,391.116,011.472,707.932,487.262,501.84
Operating Profit after Depreciation9,960.178,213.723,549.253,278.013,438.67

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets3,716.883,776.97416.12435.34486.84
Total Non Current Assets2,34,954.681,91,848.851,24,923.851,12,726.291,05,718.63
Total Current Assets13,311.2618,723.8417,344.3117,183.978,547.16
TOTAL ASSETS2,48,265.942,10,572.691,42,268.161,29,910.261,14,265.79
Total Shareholder's Fund48,947.1743,512.8626,094.2621,717.2918,142.31

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-31,101.41-17,625.25-8,859.02-4,238.77-2,463.58
Net Cash used in Investing Activities-258.215,076.14-34.33-24.88-55.20
Net Cash used in Financing Activities27,609.1411,819.518,504.8612,225.594,578.63

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Total Revenue34,997.6129,802.8919,274.2317,436.4016,575.76
Total Expenses25,313.9721,61815,724.9814,158.3913,137.09
Profit Before Tax9,683.648,184.893,549.253,278.013,438.67
Profit After Tax7,190.485,979.342,707.932,487.262,501.84
Operating Profit after Depreciation9,683.648,184.893,549.253,278.013,438.67

Balance Sheet

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Fixed Assets3,286.433,390.16416.12435.34486.84
Total Non Current Assets2,24,757.491,85,686.341,24,761.781,12,577.371,05,581.48
Total Current Assets12,518.5217,977.5217,344.3117,183.978,547.16
TOTAL ASSETS2,37,276.012,03,663.861,42,106.091,29,761.341,14,128.64
Total Shareholder's Fund48,568.3943,306.6425,932.1921,568.3718,005.16

Cash Flow

Particulars (in ₹ Cr.) FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash from Operating Activities-27,653.08-15,841.33-8,859.02-4,238.77-2,463.58
Net Cash used in Investing Activities-238.335,037.35-34.33-24.88-55.20
Net Cash used in Financing Activities24,399.489,646.848,504.8612,225.594,578.63

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue10,089.549,592.349,483.719,300.708,555.48
Total Expenses7,186.296,7776,700.256,641.326,075.39
Profit Before Tax-1,520.26-1,413.44-1,273.25-1,380.39-1,231.15
Profit After Tax2,149.892,029.472,018.331,872.371,789.27
Operating Profit after Depreciation2,989.022,868.952,870.062,664.432,527.49

Particulars (in ₹ Cr.) 2024-09 2024-06 2024-03 2023-12 2023-09
Total Revenue10,089.549,592.349,483.718,922.398,555.50
Total Expenses7,186.296,7776,700.266,340.976,075.39
Profit Before Tax-1,598.89-1,462.32-1,345.71-1,267.27-1,269.58
Profit After Tax2,071.261,980.591,945.871,818.331,750.84
Operating Profit after Depreciation2,910.392,820.072,797.592,586.332,489.06

Shriram Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3
S1 512.25
S2 504.20
S3 494.95
Pivot 521.50
R1 529.55
R2 538.80
R3 546.85

Moving Average

20 SMA 563.84
50 SMA 586.96
100 SMA 626.75
200 SMA 581.54

Shriram Finance Ltd Corporate Actions

Shriram Finance Ltd

₹22/Share

Announcement Date 07 Nov 2024
Record Date 07 Nov 2024
Div Yield 220%

Shriram Finance Ltd Peer Comparison

Company Price Market Cap (in ₹ Cr)
Shriram Finance Ltd ₹520.75 ₹97,916.30
Bajaj Finance Ltd ₹7,287.05 ₹4,51,065.82
Bajaj Finserv Ltd ₹1,715.55 ₹2,73,915.37
Indian Railway Finance Corporation Ltd ₹142.40 ₹1,86,095.53
Jio Financial Services Ltd ₹260.15 ₹1,65,280.69
Power Finance Corporation Ltd ₹427 ₹1,40,914.35

Shriram Finance Ltd News

Shriram Finance Ltd slips for fifth straight session

Shriram Finance Ltd is quoting at Rs 2825.8, down 2.52% on the day as on 13:19 IST on the NSE. The stock jumped 31.43% in last one year as compared to a 8.9% rally in NIFTY and a 8.31% spurt in the Nifty Financial Services index.

09 Jan 2025, 01:35 pm

Shriram Finance allots NCDs aggregating to Rs 510 cr

On private placement basis

06 Jan 2025, 08:13 pm

Shriram Finance fixes record date for stock split

Record date is 10 January 2025

23 Dec 2024, 10:50 am

Shriram Finance consolidates its green finance business under Shriram Green Finance

20 Dec 2024, 12:58 pm

Shriram Finance raises USD 1.277 billion through multi-currency syndicated loan

18 Dec 2024, 03:29 pm

Shriram Finance Ltd Stock Analysis

  1. Annual revenue for Shriram Finance Ltd increased by 17.43% to ₹34,997.61 crore in FY 2024 from ₹29,802.89 crore in FY 2023.
  2. Annual Net Profit for Shriram Finance Ltd increased by 20.26% to ₹7,190.48 crore in FY 2024 from ₹5,979.34 crore in FY 2023.
  3. Promoter Shareholding in Shriram Finance Ltd decreased by 0.02% in the most recent quarter, from 25.41% in June 2024 to 25.40% in September 2024.
  4. Shriram Finance Ltd delivered a 1-year return of 14.13% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
  5. Shriram Finance Ltd share price moved down by 0.19% from its previous close of INR ₹520.30. The latest Shriram Finance Ltd share price is INR ₹519.30.
  6. Shriram Finance Ltd share price today has been at a low of 513.05 and a high of 528.35. Over the past 52 weeks, the Shriram Finance Ltd share price has seen a low of 438.60 and a high of 730.45.

About Shriram Finance Ltd

Shriram Finance Ltd. is a major non-banking financial company (NBFC) in India, offering a wide range of financial services. Their key focus areas include providing credit solutions such as loans for commercial vehicles, homes, and gold. They also offer personal loans and small business loans. In addition, the company provides insurance products and stockbroking services.

Operating in the financial services sector, Shriram Finance has been a major player in the NBFC industry for decades. Established in 1979, the company is headquartered in Chennai, Tamil Nadu. Its long-standing presence in the market makes it one of the most trusted financial service providers in India.

The company's promoters include the Shriram Group, a well-known financial conglomerate in India. This backing strengthens its reputation and ability to offer a diverse portfolio of products. Some of these include fixed investment plans, various types of loans on construction equipment, and MSME finance. Shriram Finance Ltd. is known for being India’s largest retail asset financing NBFC, holding a significant market share. Their figures highlight the company’s growth and influence in the NBFC sector.

A key aspect of Shriram Finance’s strength lies in its ownership structure, particularly the promoter shareholding. This reflects the confidence and commitment of its promoters, which ensures the company’s stability and growth. Here is a list of their top managing promoters -
  • Jugal Kishore Mohapatra
  • Umesh Revankar
  • Y S Chakravarti
  • Parag Sharma
  • Ignatius Michael Viljoen

The company’s registered office and registrar is located in Chennai, Tamil Nadu. Their management team comprises highly experienced professionals who drive their strategic vision. They even ensure operational excellence to maintain their leadership position in the industry. Shriram Finance Ltd. is a prominent and well-established NBFC in India. It offers a comprehensive range of financial products and services. These offerings come together to help the company to establish its strong market presence and grow simultaneously.

Impact on the Industry

Shriram Finance Ltd. has had a profound impact on the Indian financial sector, especially within the NBFC space. Since its inception in 1979, it has evolved from being a small loan provider to a significant force in the market. Its growth has been driven by strategic expansions and a sharp focus on serving underserved areas.

One of the company’s major contributions has been making credit more accessible to a broader population. Shriram Finance has played a key role in democratizing credit in India by offering a variety of financial products. This focus on providing financial support to individuals and small businesses has fueled economic growth at the grassroots level. It has helped drive financial inclusion in the country. Many individuals and enterprises in rural and semi-urban areas now have access to services that were previously out of reach.

Additionally, the company has narrowed the gap between urban and rural financial services. It has done this by offering accessible loans in areas where financial services are often scarce. Shriram Finance has made a huge contribution to increasing credit availability in rural areas. This has helped many people and businesses realize their potential.

They have also set themselves apart by using innovative risk management methods and focusing on their customers. The company has embraced technology to make its processes more efficient and user-friendly. For example, digital platforms have made it much easier for customers to access the services they need. This digital transformation has improved their efficiency and improved the customer experience. More importantly, it positions Shriram Finance as a leader in the sector.

A major turning point for the company came in 2022 when Shriram Transport Finance Company and Shriram City Union Finance merged to form Shriram Finance Ltd. This strategic move strengthened its market position and helped optimize its resources. The merger allowed the company to offer a broader range of products and services, further cementing its competitive edge. As a combined entity, Shriram Finance continues to maintain a robust asset base.

Shriram Finance Ltd’s influence on the market is also reflected in its impressive financial performance. Over the years, the company has consistently delivered strong results. For example, in FY 2022-23, the company saw a remarkable 82% increase in net interest income (NII) compared to the previous fiscal year. This level of growth highlights the company’s ability to adapt to change and embrace new opportunities.

Apart from its strong business growth, Shriram Finance has also gained a reputation for its corporate social responsibility (CSR) initiatives. The company has invested in community development projects, focusing on areas such as education and healthcare. These efforts have enhanced its reputation and helped create goodwill with stakeholders.

Shriram Finance Ltd has left a lasting mark on the Indian financial services industry. Its efforts to make financial services accessible to underserved communities have set it apart as a leader in the NBFC sector. The company’s consistent performance has solidified its reputation as a forward-thinking financial institution. With its adaptability and strategic vision, Shriram Finance is well-positioned to maintain its leadership role in the industry for years to come.

FAQ’s

What is the share price of Shriram Finance Ltd today?

Shriram Finance Ltd share price as on 22 Jan 2025 is ₹ 519.3

What is the Market Cap of Shriram Finance Ltd?

The market cap of Shriram Finance Ltd stock is ₹97,831.69 Cr.

What is the PE Ratio of Shriram Finance Ltd?

The Price to Earnings (P/E) Ratio of Shriram Finance Ltd is 12.34

What is the PB Ratio of Shriram Finance Ltd?

The Price to Book (P/B) Ratio of Shriram Finance Ltd is 1.83

What is the 52 week high of Shriram Finance Ltd Share Price?

The 52 week high of Shriram Finance Ltd share price stands at ₹730.45

What is the 52 week low of Shriram Finance Ltd Share Price?

The 52 week low of Shriram Finance Ltd share price stands at ₹438.60

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