Ujjivan Small Finance Bank Ltd Share Price

Banks - Private Sector

NSE: UJJIVANSFB Small Cap ISIN: INE551W01018

As on 22 January 2025 at 15:59 IST

₹34.41

-0.04

(-0.12%)

Sell Buy

About Ujjivan Small Finance Bank Ltd

Over 1 Month

2.59%

Over 6 Months

-22.64%

Over 1 Year

-40.29%

Over 3 Years

74.43%

Ujjivan Small Finance Bank Ltd Summary

Close ₹ 34.41

Open ₹ 34.46

High ₹ 34.75

Low ₹ 33.68

Volume 74,05,453

Net Turnover (in ₹) ₹ 19,20,64,019.69

52Wk High ₹ 61.35

52Wk Low ₹ 32.01

52Wk High / Low

32.01

61.35

Ujjivan Small Finance Bank Ltd Fundamentals

Key Financial Data

Market Cap (in ₹Cr) ₹ 6,664.58

EPS (TTM) 6.02

Book Value (BV) 29.98

Div. Yield 1.17 %

P/E (TTM) 5.72

Price/Book Value 1.15

Delivery % 50.98 %

Face Value 10

Key Ratios

PE Ratio 1.79

PB Ratio 0.56

EV to Sales 7.01

PEG Ratio 0.01

ROA 3.47

ROE 26.63

Debt-Equity -

Net Profit Margin -

Operating Profit Margin -

Ujjivan Small Finance Bank Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

No data available

Balance Sheet

No data available

Cash Flow

No data available

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	6,463.91	4,754.19	3,172.69	3,108.37	3,025.81
Total Expenses	4,761.74	3,286.95	3,723.04	3,098.18	2,675.89
Profit Before Tax	1,702.17	1,467.24	-550.36	10.20	349.92
Profit After Tax	1,281.49	1,099.92	-414.59	8.30	349.92
Operating Profit after Depreciation	1,702.17	1,467.24	-550.36	10.20	349.92

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	394.85	265.31	243.60	275.94	279.87
TOTAL ASSETS	40,422.22	33,316.88	23,612.18	20,380.45	18,411.24
Total Shareholder's Fund	5,613.49	4,209.11	2,802.63	3,218.75	3,187.73

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	1,582.46	1,059.79	2,554.42	2,656.68	241.72
Net Cash used in Investing Activities	-853.47	-2,095.71	-840.98	-1,356.45	-756.54
Net Cash used in Financing Activities	-518.73	1,186.43	-1,483.76	-705.52	775.96

No data available

Particulars (in ₹ Cr.)	2024-09	2024-06	2024-03	2023-12	2023-09
Total Revenue	-	-	-	-	-
Total Expenses	-	-	-	-	-
Profit Before Tax	310.29	399.67	439.56	394.39	436.44
Profit After Tax	-	-	-	-	-
Operating Profit after Depreciation	-	-	-	-	-

Ujjivan Small Finance Bank Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 34.12

S2 33.80

S3 33.23

Pivot 34.69

R1 35.01

R2 35.58

R3 35.90

Moving Average

20 SMA 34.24

50 SMA 34.56

100 SMA 37.56

200 SMA 42.93

Ujjivan Small Finance Bank Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

Ujjivan Small Finance Bank Ltd

₹1.5/Share

Announcement Date 12 Jul 2024

Record Date 12 Jul 2024

Div Yield 15%

Ujjivan Small Finance Bank Ltd Peer Comparison

Company	Price	Market Cap (in ₹ Cr)
Ujjivan Small Finance Bank Ltd	₹34.45	₹6,664.58
HDFC Bank Ltd	₹1,641.75	₹12,55,662.20
ICICI Bank Ltd	₹1,196.10	₹8,44,456.69
State Bank of India	₹759	₹6,77,378.66
Kotak Mahindra Bank Ltd	₹1,893.40	₹3,76,440.80
Axis Bank Ltd	₹969.75	₹3,00,168.51

Ujjivan Small Finance Bank Ltd News

Ujjivan Small Finance Bank to announce Quarterly Result

On 23 January 2025

30 Dec 2024, 01:39 pm

Ujjivan Small Finance Bank allots 17,893 equity shares under ESOP

12 Dec 2024, 12:33 pm

Ujjivan SFB gains on completing sale of stressed loans to ARC

Ujjivan Small Finance Bank advanced 2.53% to Rs 34.41 after the bank informed that it has successfully completed the sale of non-performing assets (NPAs) and written-off loans worth over Rs 270 crore to an asset reconstruction company.

28 Nov 2024, 11:15 am

Ujjivan SFB board OKs sale of NPA & written-off loans to ARC

Ujjivan Small Finance Bank said that the authorised board committee of the bank has has approved a proposal for sale of NPA and written-off loans to ARC.

15 Nov 2024, 03:43 pm

Ujjivan Small Finance Bank approves proposal for sale of NPA and written-off loans to ARC

15 Nov 2024, 02:35 pm

Ujjivan Small Finance Bank Ltd Stock Analysis

Annual revenue for Ujjivan Small Finance Bank Ltd increased by 35.96% to ₹6,463.91 crore in FY 2024 from ₹4,754.19 crore in FY 2023.
Annual Net Profit for Ujjivan Small Finance Bank Ltd increased by 16.51% to ₹1,281.49 crore in FY 2024 from ₹1,099.92 crore in FY 2023.
Promoter Shareholding in Ujjivan Small Finance Bank Ltd remains unchanged by 0.00% in the most recent quarter, from 0% in September 2024 to 0% in December 2024.
Ujjivan Small Finance Bank Ltd delivered a 1-year return of -40.29% compared to the Nifty 50, which provided a return of 8.41% as of the last trading session.
Ujjivan Small Finance Bank Ltd share price moved down by 0.12% from its previous close of INR ₹34.45. The latest Ujjivan Small Finance Bank Ltd share price is INR ₹34.41.
Ujjivan Small Finance Bank Ltd share price today has been at a low of 33.68 and a high of 34.75. Over the past 52 weeks, the Ujjivan Small Finance Bank Ltd share price has seen a low of 32.01 and a high of 61.35.

About Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd, established in 2017, is a notable player in India’s small finance banking sector. Based in Bengaluru, Karnataka, the bank has made significant strides. It mainly focuses on financial inclusion and empowerment.

The bank’s primary promoter, Ujjivan Financial Services Ltd, holds a substantial stake. This backing has been crucial in supporting the bank’s growth and strategic initiatives.
Ujjivan Small Finance Bank offers a range of financial services tailored to meet the needs of diverse customer segments. Its product portfolio includes savings and current accounts, fixed deposits and microfinance services. The bank’s target audience spans individuals, small businesses, and traditionally underserved communities.

What sets Ujjivan Small Finance Bank apart is its commitment to serving the unbanked and underbanked populations. The bank aims to promote financial inclusion by providing access to formal financial services.
It is not the top-ranked stock in its sector. However, Ujjivan Small Finance Bank has demonstrated impressive growth. It has also established a strong market presence. The bank’s registered office is located near Grape Garden, Bengaluru. It serves as the hub for its operations across India. Meanwhile, its registrars are located in the Financial District, Hyderabad. A team of experienced professionals manage the bank. This ensures the delivery of high-quality financial services.

In essence, Ujjivan Small Finance Bank has carved out a niche for itself in the competitive banking landscape. Its focus on inclusive banking positions it well for continued growth and success. As the bank continues to expand its reach and refine its offerings, it remains committed to its core mission of financial empowerment.

How Ujjivan Small Finance Bank is Empowering Underserved Communities

Ujjivan Small Finance Bank Ltd is making a big difference in the lives of underserved communities in India. Since its inception in 2017, the bank has been dedicated to providing financial services to those who need them the most. The bank’s mission is to promote financial inclusion and empower people through access to formal financial services.

One of the key ways Ujjivan Small Finance Bank is empowering underserved communities is through its Joint Liability Group (JLG) model. This model allows groups of individuals, especially women in rural areas, to access credit collectively. These groups can secure loans that they might not have been able to obtain individually by pooling their resources. This not only helps them start or expand their businesses but also fosters a sense of community and mutual support.

The bank’s microfinance services are tailored to meet the unique needs of low-income individuals. Ujjivan Small Finance Bank offers small loans for various purposes. These loans are designed to be easily accessible. They also come with flexible repayment terms, making it easier for borrowers to manage their finances.

Understanding that access to financial services is not enough, Ujjivan Small Finance Bank places a strong emphasis on financial literacy. The bank conducts educational programs. This is to teach people about the importance of savings, budgeting, and responsible borrowing. These programs are designed to bridge the knowledge gap and help individuals make financial decisions. As a result, the bank is helping them build a better future for themselves and their families.

Ujjivan Small Finance Bank’s aim to empower underserved communities goes beyond financial services. The bank is actively involved in various community development initiatives. These initiatives are aimed at improving the quality of life in the areas where it operates. They cover a wide range of areas, including infrastructure development and disaster relief.

For example, the bank has implemented projects to build and repair schools and provide clean drinking water. During times of natural disasters, Ujjivan Small Finance Bank has stepped in to provide immediate relief. These efforts have had a significant positive impact on many people's lives, helping them recover and rebuild.

Inclusivity is at the heart of Ujjivan Small Finance Bank’s business model. The bank is committed to providing financial services to all segments of the population. This inclusive approach has helped the bank build a diverse customer base. As a result, it has helped foster long-term relationships with its clients.
The bank’s inclusive banking approach is reflected in its product offerings, which cater to a wide range of financial needs. From basic savings accounts and fixed deposits to more complex loan products, Ujjivan Small Finance Bank ensures that its services are accessible and affordable to everyone.

Looking ahead, Ujjivan Small Finance Bank aims to continue its journey of growth and innovation. The bank plans to expand its reach to more underserved areas. It also plans to introduce new products and services to meet the evolving needs of its customers. As a result, Ujjivan Small Finance Bank is well-positioned to make an even greater impact in the future.

Ujjivan Small Finance Bank is playing a crucial role in empowering underserved communities in India. Through its inclusive banking approach and commitment to sustainability, the bank is making a meaningful difference in the lives of millions of people.