Aadhar Housing Finance Ltd Share Price

Finance

NSE: AADHARHFC Small Cap ISIN: INE883F01010

As on 03 April 2025 at 08:38 IST

₹ 443.95

+ 20.65

(4.88%)

Sell Buy

Q3 Results:

Aadhar Housing Finance Ltd. Q3 Results: Third quarter Total income rose 18.5% to ₹797.64 crore, from ₹673.08 crore in the same period last year. Net profit increased 17.2% to ₹239.34 crore on a yearly basis, compared to ₹204.27 crore in the same quarter last year.

About Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd. is a prominent player in India’s affordable housing finance sector. Founded in 2010 and commencing operations in 2011, the company has established itself as a key facilitator of homeownership for low-income groups across the country. Headquartered in Mumbai, Maharashtra, AHFL’s primary focus is providing home loans to salaried employees and self-employed individuals. The company’s product portfolio includes home loans, loans for plot purchase and construction. It also offers home improvement and extension loans. Additionally, AHFL offers balance transfer and top-up loans to cater to diverse customer needs. +

Over 1 Month

17.62%

Over 6 Months

0.12%

Over 1 Year

34.75%

Over 3 Years

Aadhar Housing Finance Ltd Summary

Close ₹443.95

Open ₹430

High ₹446

Low ₹421.75

Volume 11,33,405

Net Turnover (in Cr) ₹49.68

52Wk High ₹516.65

52Wk Low ₹293.35

52Wk High / Low

292

516.80

Aadhar Housing Finance Ltd Fundamentals

Key Financial Data

Market Cap (in Cr) ₹19,151.31

EPS (TTM) 20.13

Book Value (BV) 136.07

Div. Yield -

P/E (TTM) 22.06

Price/Book Value 3.26

Delivery % 38.24 %

Face Value 10

Key Ratios

PE Ratio -

PB Ratio -

EV to Sales -

PEG Ratio -

ROA 4.07

ROE 18.39

Debt-Equity 3.21

Net Profit Margin 29.66

Operating Profit Margin 77.94

Aadhar Housing Finance Ltd Financials

Profit and Loss

Consolidated

Standalone

Yearly

Quarterly

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	2,586.98	2,043.52	1,728.56	1,575.55	1,388.46
Total Expenses	1,627.39	1,322.70	1,161.20	1,143.04	1,157.55
Profit Before Tax	959.59	695.82	567.36	432.51	230.91
Profit After Tax	749.64	544.76	444.85	340.13	189.38
Operating Profit after Depreciation	959.59	720.82	567.36	432.51	230.91

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	79.82	63.32	55.07	53.13	44.27
Total Non Current Assets	17,445.12	14,374.43	12,353.71	11,163.76	8,977.43
Total Current Assets	1,647.94	2,243.44	2,022.10	2,466.57	3,389
TOTAL ASSETS	19,093.06	16,617.87	14,375.81	13,630.33	12,366.43
Total Shareholder's Fund	4,449.75	3,697.66	3,146.69	2,692.82	2,347.33

Cash Flow

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Net Cash from Operating Activities	-2,428.84	-1,155.69	-906.75	-1,780.16	-1,784.79
Net Cash used in Investing Activities	601.87	-476.53	822.57	-480.48	-1,495.13
Net Cash used in Financing Activities	1,778.09	1,463.19	274.85	1,279.26	3,701.45

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Total Revenue	2,523.59	1,994.27	1,692.66	1,549.81	1,372.36
Total Expenses	1,564.36	1,273.72	1,125.56	1,117.53	1,141.49
Profit Before Tax	959.23	695.55	567.10	432.28	230.87
Profit After Tax	748.51	544.58	444.65	339.97	189.39
Operating Profit after Depreciation	959.23	720.55	567.10	432.28	230.87

Balance Sheet

Particulars (in ₹ Cr.)	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Fixed Assets	79.82	63.32	55.07	53.13	44.27
Total Non Current Assets	17,440.60	14,373.02	12,353.44	11,163.49	8,977.22
Total Current Assets	1,645.11	2,240.13	2,018.91	2,464.21	3,387.95
TOTAL ASSETS	19,085.71	16,613.15	14,372.35	13,627.70	12,365.17
Total Shareholder's Fund	4,446.01	3,695.57	3,145.39	2,692.54	2,347.18

Cash Flow

Particulars (in ₹ Cr.)	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Net Cash from Operating Activities	-1,157.21	-906.64	-1,203.21	-1,784.21	-2,557.85
Net Cash used in Investing Activities	-475.43	822.56	-480.53	-1,495.64	-48.04
Net Cash used in Financing Activities	1,463.19	274.85	701.39	3,701.45	3,360.31

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	797.61	764.27	713.14	691.79	673.05
Total Expenses	483.48	465.65	449.80	427.44	407.07
Profit Before Tax	10.81	7.25	-19.77	-3.27	9.72
Profit After Tax	239.34	227.51	200.14	201.76	204.27
Operating Profit after Depreciation	314.16	298.63	263.35	264.37	266.01

Particulars (in ₹ Cr.)	2024-12	2024-09	2024-06	2024-03	2023-12
Total Revenue	785.10	750.82	696.78	672.98	658.54
Total Expenses	471.04	452.11	433.47	408.80	392.68
Profit Before Tax	10.72	7.34	-19.79	-3.44	9.59
Profit After Tax	239.23	227.56	200.08	201.51	203.44
Operating Profit after Depreciation	314.07	298.72	263.33	264.20	265.88

Aadhar Housing Finance Ltd Technicals

Support and Resistance

S3 S2 S1 Pivot R1 R2 R3

S1 419.63

S2 415.97

S3 412.93

Pivot 422.67

R1 426.33

R2 429.37

R3 433.03

Moving Average

20 SMA 418.44

50 SMA 400.08

100 SMA 412.20

200 SMA 422.68

Aadhar Housing Finance Ltd Corporate Actions

Dividend

Bonus

Splits

Rights

AGM

EGM

No available data

Aadhar Housing Finance Ltd Peer Comparison

Company	Price	Market Cap (in Cr)
Bajaj Finance Ltd	₹8,667.95	₹5,37,307.71
Bajaj Finserv Ltd	₹1,927.60	₹3,07,772.59
Indian Railway Finance Corporation Ltd	₹127.55	₹1,66,688.79
Jio Financial Services Ltd	₹229.85	₹1,46,030.24
Power Finance Corporation Ltd	₹415.65	₹1,37,168.73

Aadhar Housing Finance Ltd Top Mutal Funds Invested

Fund Name	AUM
Quant Flexi Cap Fund	1.91%
Quant Active Fund	1.21%
Quant Small Cap Fund	0.45%
Invesco India Contra Fund	0.58%
HDFC Small Cap Fund	0.26%

Aadhar Housing Finance Ltd News

Aadhar Housing Finance to conduct board meeting

On 6 May 2025

29 Mar 2025, 09:38 am

Aadhar Housing Finance allots 2.19 lakh equity shares under ESOP

07 Mar 2025, 04:55 pm

Aadhar Housing Finance to table results

On 6 February 2025

18 Jan 2025, 03:30 pm

Board of Aadhar Housing Finance to revalidate NCD issuance limit

At meeting scheduled on 06 February 2025

17 Jan 2025, 07:20 pm

Aadhar Housing Finance to conduct board meeting

On 6 November 2024

17 Oct 2024, 01:43 pm

Aadhar Housing Finance Ltd Stock Analysis

Annual revenue for Aadhar Housing Finance Ltd increased by 26.54% to ₹2,523.59 crore in FY 2024 from ₹1,994.27 crore in FY 2023.
Annual Net Profit for Aadhar Housing Finance Ltd increased by 37.45% to ₹748.51 crore in FY 2024 from ₹544.58 crore in FY 2023.
Promoter Shareholding in Aadhar Housing Finance Ltd decreased by 0.19% in the most recent quarter, from 75.89% in September 2024 to 75.74% in December 2024.
Aadhar Housing Finance Ltd delivered a 1-year return of 34.75% compared to the Nifty 50, which provided a return of 3.92% as of the last trading session.
Aadhar Housing Finance Ltd share price moved up by 4.88% from its previous close of INR ₹423.30. The latest Aadhar Housing Finance Ltd share price is INR ₹443.95.
Aadhar Housing Finance Ltd share price today has been at a low of 421.75 and a high of 446. Over the past 52 weeks, the Aadhar Housing Finance Ltd share price has seen a low of 292 and a high of 516.80.

About Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd. is a prominent player in India’s affordable housing finance sector. Founded in 2010 and commencing operations in 2011, AHFL has established itself as a key facilitator of homeownership for low-income groups across the country.
Headquartered in Mumbai, Maharashtra, AHFL’s primary focus is providing home loans to salaried employees and self-employed individuals. The company’s product portfolio includes home loans, loans for plot purchase and construction. It also offers home improvement and extension loans. Additionally, AHFL offers balance transfer and top-up loans to cater to diverse customer needs.
BCP TOPCO VII PTE. LTD., a company of the Blackstone Group, serves as the main promoter of Aadhar Housing Finance. It owns 76.48% of the company’s equity. This backing from a global investment giant underscores AHFL’s credibility in the market.
While not the largest player in the housing finance sector, AHFL has carved out a significant niche in the affordable housing segment. The company’s extensive network spans over 20 states and union territories. This has allowed it to reach a wide customer base across India.
AHFL’s mission aligns with the broader goal of making homeownership accessible to a larger section of the Indian population. Focusing on low-income groups, the company plays a crucial role in bridging the housing finance gap. It is also contributing to the government’s vision of "Housing for All."
The company’s registered office is Sampangi Rama Nagar, Bengaluru, Karnataka. Meanwhile, the registrars are located in the Financial District of Hyderabad. Aadhar Housing Finance Ltd. is managed by a group of managerial promoters who oversee its daily operations. With a decade of experience under its belt, the company continues to empower individuals to realise their dreams of owning a home.

How Aadhar Housing Finance is Revolutionising Affordable Home Loans in India

Aadhar Housing Finance Ltd. (AHFL) is making a significant impact on the affordable housing finance sector in India. Established in 2010 and starting operations in 2011, AHFL has focused on providing home loans to low-income groups. This focus has helped many people achieve their dream of owning a home, which might have been difficult without such support.
One of the key ways AHFL is revolutionising affordable home loans is through its tailored loan products. The company offers a variety of home loan options. This includes loans for purchasing, constructing, or improving homes. They also provide loans for plot purchases and construction, home improvement loans, home extension loans, and loans against residential and commercial property. This wide range of products ensures that different needs are met. As a result, it has made homeownership more accessible to a broader audience.
AHFL’s approach to customer service is another area where it stands out. The company has a strong presence across India, with branches in over 20 states and union territories. This extensive network allows AHFL to reach customers in urban and rural areas. AFHL ensures that more people can benefit from their services. The company also focuses on simplifying the loan application process. This user-friendly approach helps reduce the barriers that often prevent low-income individuals from accessing home loans.
The company’s commitment to financial inclusion is evident in its efforts to educate customers about the benefits of home loans and the importance of financial planning. AHFL conducts various awareness programs and workshops. These programs help potential borrowers understand the loan process. It also helps them manage their finances better. This educational approach empowers customers, enabling them to make informed decisions.
AHFL’s innovative use of technology also plays a crucial role in its success. The company leverages digital platforms to streamline the loan application and approval process. With the use of new technology, AHFL can process applications more quickly and efficiently. This reduces the time it takes for customers to receive their loans. It also improves customer satisfaction and enhances the company’s operational efficiency.
The support from its promoter, BCP TOPCO VII PTE LTD., a company of the Blackstone Group, has also been instrumental in AHFL’s growth. This backing gives the company the financial stability and resources needed to expand its operations and reach more customers. The promoter’s expertise in the financial sector further strengthens AHFL’s position in the market.
In terms of market presence, AHFL continues to grow and expand its reach. The company’s efforts to maintain a strong presence in both urban and rural areas ensure that it can serve a diverse customer base. This widespread presence is crucial in a country like India, where the demand for affordable housing is high across different regions. AHFL’s impact on the affordable housing finance sector is also reflected in its financial performance. The company’s consistent growth and profitability demonstrate its ability to meet the needs of its customers.
Aadhar Housing Finance Ltd. is revolutionising India’s affordable home loan sector through its loan products and market presence. The company focuses on the needs of low-income groups. It also supports them to achieve homeownership. As a result, AHFL is making a significant difference in the lives of many Indians.